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Chit Chat
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Recently had a car go in to the back of me while i was stationary . They have admitted full liability. I would describe my whiplash as fairly mild and am having on going physio through the claim. i have an appointment for 3 weeks time to see a senior doc who i gather the amount of claim is based on.
My question is this. Just been offered £1500 to settle now and not attend. Although i consider myself an honest and decent person , having paid a seemingly forever increasing premium ( claim free ) for 20 years , i am curious as to the best course of action to get the most money ??
No moral advice please :))
My question is this. Just been offered £1500 to settle now and not attend. Although i consider myself an honest and decent person , having paid a seemingly forever increasing premium ( claim free ) for 20 years , i am curious as to the best course of action to get the most money ??
No moral advice please :))
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Never accept the first offer.
I had a case a right few years ago (different injury) and co-incidentally I was offered £1500. I eventually was offered and accepted £6800. |
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gosmash, get as much as you can , everyone else is at it. (a lot of people have f all wrong with them too) . gl
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having paid a seemingly forever increasing premium ( claim free ) for 20 years
thats because ***** are claiming stupid amounts for minor injuries hth |
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I wouldn't let the claims court know your nom-de-plume. They might smell something wrong!
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I thought they'd tightened up on claims for bogus or exaggerated whiplash?
Perhaps the doctor you see will test you more thoroughly than the one who examined me some years ago and simply took my word for it when I claimed for the injury. You might end up with nothing. |
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I cant understand the amount of whiplash injuries ,if you have seat bet on properly and a head rest adjust properly how do you get whip lash ? Hope Im not tempting fate
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read belt and adjusted ,key board is ****
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It's caused by sudden movement of the head due to impact. This could come from any direction, I think.
btw. It is a head restraint, not a head rest...I think. Been wrong before, though.  |
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Insurance companies clamping down on false claims. You will be followed. if you appear to be doing things which a person with whiplash cant do, you will be charged with false claim and jailed.
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Restraint is probably Correct ,cant see how a sudden movement of the head backwards against the restraint ,results in thousands of neck injuries each year ,Im referring to rear impacts as in Gosmash accident ,not side ,what about years back when no seat belts etc ?
The word whiplash was never heard ... The OP has mild whiplash ,offered 1500 ,so basically anyone being rear ended can claim some kind of whiplash injury and probably do ... |
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You need to regard the head as a free-floating item. If the car is stationary and is shunted from he rear, the initial impact will propel the car and the seat forward because the seat is firmly secured to the car body. The human body is not. The car and seat suddenly lurch forward and the back of the seat supports the torso then the head restraint prevents excessive rearward deflection. It does not prevent ALL rearward deflection.
However, the human body is then moving in the same direction as the car (ie forward) and takes the attached head with it...so car, body and head are now all travelling forward. The car now ceases forward motion and the seat belt halts the forward movement of the body...but the head, which is unrestrained and still travelling forward is halted by the only thing that it's fastened to...the neck! Hence, you gt pulled ligaments or whatever. This is only an opinion of what happens. If wrong, I apologise. |
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Case , when i said mild , the pain ive been in is still prob enough to have you off work for 6 weeks lol
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ooops , wrong log in pmsl
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1500 doesn't seem a lot to me. My son was involved in a whiplash accident when he was 11 and he was offered 1700 which was 14 years ago. I can't remember how but we ended up before a judge in a county court, I presume the insurance company rejected the sum, the judge said that 1700 was nowhere near enough and awarded my son 5000. That was then placed into a trust fund and administered by the courts as he could not get at it until he was 16, they added all the interest on for him and it paid for his first car when he was 17.
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