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My 24 year old son just bought his first car today, a Vauxhall Corsa 1.2 2006 model for £2000. I agreed to pay the car insurance for him.
I just went on one of the insurance comparison sites and the cheapest 3rd party fire and theft quote I got was over £3300!! No wonder you get all these young kids driving with no insurance.
I just went on one of the insurance comparison sites and the cheapest 3rd party fire and theft quote I got was over £3300!! No wonder you get all these young kids driving with no insurance.
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Replies: 24
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biggest rip off around.
my daughters was 1200 when she was 18 |
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Fela Kuti, give One Call a try.
I used a comparison site last year when I was renewing my house insurance. One Call knocked spots off every other company out there for what I wanted. https://www.onecalldirect.co.uk/ |
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Admiral too they are geared up for youngsters
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Fela, get a box.
My brother went on insurethebox. His first premium for a Corsa at 18 was £1200. He drove for a year fine and on renewal they dropped it to £450! They truly reward young drivers for driving safely, which as a dad, I would have thought would be reassuring for you. The better you drive, they also give you more bonus miles which just bolt on to the policies mileage allowance. |
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This site gets a lot of unwarranted slack from forumites:
http://www.moneysavingexpert.com/car-insurance/young-drivers |
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No wonder you get all these young kids driving with no insurance.
The answer is not to drive without insurance. If they can't afford it they shouldn't have a car. And the price is that high for a reason. 18-25 year olds are involved in more fatal crashes than any other group. Even the ladies over 70, the ones that everybody slags off for driving too slow, erratically, has no clue etc. Still alive at 70 though. |
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I wrote off 2 cars in my first year of motoring. Only a madman insures a 17yr old boy
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And the price is that high for a reason. 18-25 year olds are involved in more fatal crashes than any other group. Even the ladies over 70, the ones that everybody slags off for driving too slow, erratically, has no clue etc. Still alive at 70 though.
Popping out for a kebab/late night shopping becomes a dicey business in the summer owing to the number of prangs involving cars full of 17-year-old boys. Last year it seemed to be at least one a week on the same roundabout just in the hour or so I was around. Maybe twilight catches them out. |
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No wonder you get all these young kids driving with no insurance.
which is also a reason for high premiums |
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It wouldnt be a bad idea to make the box compulsory for 17 - 20 y o,reckon it would save a lot of young lives
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How many times do you read of an accident where a car full of young people goes out of control? The report invariably goes on to say "no other vehicle was involved".
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Modern cars are too powerful for most young men to drive.
That's the problem. The kids are no different. |
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I agree with Dr C.
And the problem is the test pass itself. Once you pass you're free to go out on motorways. Most, but not all, of the older cars that were on the roads when I started driving, did 70 mph. but you couldn't get up to it in 10 seconds. Now you can, and carry on to go over 100 mph, which all cars do today. Cemeteries are packed with young men aged 18-25 who have passed their test and then gone out thinking they can drive like Sebastian Vettel. For the first year of driving they should be limited to cars that have limiters fitted, can't exceed 50 mph, after year 1 it goes up to 60 mph. If they're still alive at the start of year 3, they can have a normal car as they should have learnt a lot by then. And if they get caught driving a car too powerful in year 1 or 2 - they get a life ban from driving. A 2nd ban should lead to a prison sentence. |
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Tune in to BBC3 now to see typical young drivers.
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For the first year of driving they should be limited to cars that have limiters fitted, can't exceed 50 mph, after year 1 it goes up to 60 mph. If they're still alive at the start of year 3, they can have a normal car as they should have learnt a lot by then.
I wonder if the problem is more mundane, and it is a failure to adapt quickly after the special circumstances of learning to drive -- instructor navigating for you, no radio or mates' chatter, and most importantly of all, L-plates to tell other motorists you might do something stupid at any minute. And more crashes at twilight because they are not used to judging speeds and distances in the dark with the glare from other cars' headlights. Mind you, a few years ago round here we had a spate of Asian kids killing themselves in supercars -- mum and dad felt guilty about ignoring the kids while they built up their business empires, so compensated with Porsches which foreseeably spun out of control about three weeks later. |
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Insurance for youngsters is high for a very good reason. To make it cheap would mean older drivers subsidising it.
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Make it compulsory for newly passed drivers to use R plates. Apart from the restrictions ie limited power cars and reduced speed limits this would alert other drivers.
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Managed to get one from Direct Line Fully Comp for just over £1900.
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Hope you went through
http://www.quidco.com/direct-line-car-insurance/?ac For an extra 10% or £40  |
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Man killed as car hits lamppost in Worcester
A man died and two people were injured when a car left the road and hit a lamppost in Worcester. http://www.bbc.co.uk/news/uk-england-hereford-worcester-27564611 Driver male aged 20. |
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Put a parent on the policy as a named driver, it halves the cost.
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Teenager dies in crash on A4103 in Hereford
A teenager has died after the car he was in left the road and crashed near Hereford. Police were called to the A4103, near the Withington turning, at 05:00 BST on Sunday. The 19-year-old man was taken to hospital in Hereford but later died. A police statement said it was thought only one car was involved but an investigation was under way to establish "exactly what caused the young man's vehicle to leave the road". |
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The 18-year-old driver lost control of his car, which then hit three 14-year-old girls and a man aged in his 40s
BBC website today if anyone still wonders why car insurance is so high for young drivers. A girl has died after a car mounted the pavement and hit four pedestrians in Oxfordshire. The driver, an 18-year-old man, lost control of a blue Citroen C2 on the A4095 Curbridge Road at Witney at about 08:15 BST, police said. The car then hit a man, in his 40s, and three 14-year-old girls. One of the girls died, another was seriously injured and the other escaped injury. The man sustained pelvic and leg injuries. The driver was arrested. |
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I used coop insurance for my young daughter,very reasonable.
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