2 people buying a House.....please read on

obviously

Surely only 17k back would be fair.

She'll stitch you up otherwise blackwell. don't be a mug mate.

negative equity cd prove tricky

jordan and alex ?

I would work on a percentage if I was you. 20K out of the equity in 5-10 years might not look too clever. ;)

yeah work out the extra % of the current value yer sticking in and say that if yiu sell you will get that % back first before the 50-50 split , assuming of course that you both chip the same into the mortgage repayments and get a solicitor to do it.

1 in 3 Marriages/Partnerships end in Divorce

if you don't need the 3k then just buy it yourself and pay the mortgage yourself and make her pay rent. That way the relationship will defo break up and you'll defo keep the house and she will have paid the mortgage for you in the meantime.

Clockwork is correct

I take it she is paying an EQUAL cost of the mortgage + expenses ...
so it would be unreasobable for you to claim 7/8th of the house to her 1/8th ..(21k to 3k )..

What would be reasonable + very fair
would be for you to get the difference £17k multiplied by the factor the house has gone up ....before the rest is split 50/50..

EG:- You buy a house for £100k
...it sells in 7 years , or is valued at , =£150k ..

you get £17k x 1.5 times ....in this case = £25.5k ...

.then the rest is split 50/50 .. ;-)

Maybe it depends on whether you are person A or person B. :-)

I think you have to ask yourself ( do you feel lucky, punk? ) what is the worst that can happen. The girlfriend falls pregnant immediately you move into the house and then proceeds not to work anymore and have a further child. She then meets someone else and asks you to leave. The law is not the same as for married people but you still have to keep her and the children, so you will probably end up paying the mortage while some other man is living there and your children is calling them daddy. You, meanwhile can just about afford a rented bedsit.

I do not know what the answer is but I have known the above happen often. If you are talkin g about yourself and the girl you met not very long ago, I think it is much too soon to commit yourself in this way. Some women are desperate for children and a house of their own. My own brother married a pretty girl who wanted these things, not my brother. She is a nice woman and a brilliant mother but nags my brother constantly.

If she is renting and has only got 3k deposit, what has she got to lose. Whereas you can lose not only the money you already have but most of you r future income.