39 percent apr

On a giant pile of our money

laughing all the way to the bank arent they!

On an emperor sized waterbed filled with the tears of late-payers.

this government need to sort it out, asap

dont hold you breath Yorky.

Theres an ad on tv at the mo , one of the pay in advance companies with an APR of 2000 + !

they should have nationalised the lot of them when they had the chance. how hard is it - lend at 4-5% above savers rates. the govt then could have got a return on the money it invested on the banks and made the whole situation more stable. i dont understand why any govt wouldnt want a cut of what the banks make.

but its a toss up between whos the more**- the government or the banks (who seem to be able to get judgement on anything they want).

welcome to britain, lads.

omg never,39 percent is bad enough

it is not complusory to have a credit card you know

lol, madismon are you living on my wage?

never had 1 never want 1

^ stolen loads tho !- its ok im a postie as well !

but is it value..

yorky 04 Jan 12:48

lol, madismon are you living on my wage?

No, but neither are you if you're borrowing at 39%.

If you expect your income to increase, why not wait until it does before spending it? If you don't then it's a bit silly to borrow, but that should be obvious from the rate you're borrowing at.

I don't have any credit cards, best decision I ever made ditching them

You can get free money off credit cards, as always it comes down to the nous of the individual

yea my bro was talking to me about that, but am not good or precise enough to use it like that

i can easily forget etc

Vanquish are 49%

Quidquid loans are Typical 2356% APR.

http://www.quickquid.co.uk/

yorky 04 Jan 12:48 lol, madismon are you living on my wage?

That's an odd one!
Your wage is inadequate to cope with your bills - so you borrow at crippling interest rates?
No wonder we lead the world in debt crises!

Booger - Goring got there first again :)

Quidquid loans are Typical 2356% APR.

But that's for a month not a year.