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yorky
04 Jan 10 10:34
Joined:
Date Joined: 08 Jan 04
| Topic/replies: 17,511 | Blogger: yorky's blog
on a credit card , how do they sleep at night?
Pause • Switch to Standard View 39 percent apr
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Report sparkmaster. • January 4, 2010 11:35 AM GMT
On a giant pile of our money
Report Prima Donna • January 4, 2010 11:36 AM GMT
laughing all the way to the bank arent they!
Report Ken Masters • January 4, 2010 11:37 AM GMT
On an emperor sized waterbed filled with the tears of late-payers.
Report yorky • January 4, 2010 11:38 AM GMT
this government need to sort it out, asap
Report Prima Donna • January 4, 2010 11:41 AM GMT
dont hold you breath Yorky.
Report custardcream64 • January 4, 2010 11:42 AM GMT
Theres an ad on tv at the mo , one of the pay in advance companies with an APR of 2000 + !
Report what do i do now? • January 4, 2010 11:45 AM GMT
they should have nationalised the lot of them when they had the chance. how hard is it - lend at 4-5% above savers rates. the govt then could have got a return on the money it invested on the banks and made the whole situation more stable. i dont understand why any govt wouldnt want a cut of what the banks make.

but its a toss up between whos the more**- the government or the banks (who seem to be able to get judgement on anything they want).

welcome to britain, lads.
Report yorky • January 4, 2010 11:45 AM GMT
omg never,39 percent is bad enough
Report madsimon • January 4, 2010 11:47 AM GMT
it is not complusory to have a credit card you know
Report yorky • January 4, 2010 11:48 AM GMT
lol, madismon are you living on my wage?
Report postmannick • January 4, 2010 12:47 PM GMT
never had 1 never want 1
Report custardcream64 • January 4, 2010 12:52 PM GMT
^ stolen loads tho !- its ok im a postie as well !
Report a bitofinterest • January 4, 2010 12:53 PM GMT
but is it value..
Report V4 Vendetta • January 4, 2010 12:56 PM GMT
yorky 04 Jan 12:48

lol, madismon are you living on my wage?


No, but neither are you if you're borrowing at 39%.

If you expect your income to increase, why not wait until it does before spending it? If you don't then it's a bit silly to borrow, but that should be obvious from the rate you're borrowing at.
Report punterfleecer • January 4, 2010 1:01 PM GMT
I don't have any credit cards, best decision I ever made ditching them
Report zilzal1 • January 4, 2010 1:07 PM GMT
You can get free money off credit cards, as always it comes down to the nous of the individual
Report punterfleecer • January 4, 2010 1:08 PM GMT
yea my bro was talking to me about that, but am not good or precise enough to use it like that

i can easily forget etc
Report Jimbo747 • January 4, 2010 1:18 PM GMT
Vanquish are 49%

Quidquid loans are Typical 2356% APR.
Report Jimbo747 • January 4, 2010 1:18 PM GMT
http://www.quickquid.co.uk/
Report Ivor • January 4, 2010 1:23 PM GMT
yorky 04 Jan 12:48 lol, madismon are you living on my wage?

That's an odd one!
Your wage is inadequate to cope with your bills - so you borrow at crippling interest rates?
No wonder we lead the world in debt crises!
Report Ivor • January 4, 2010 1:24 PM GMT
Booger - Goring got there first again :)
Report Seasider. • January 4, 2010 1:25 PM GMT
Quidquid loans are Typical 2356% APR.

But that's for a month not a year.
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