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15 Dec 09
19:29
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Date Joined:
08 Apr 05
maybe a silly question but new to me lol
can they be used like a bank ? ie - be in credit and just use the card like i would a debit card.
its a vanquis bank credit card (is there a clue here lol)
thanks
can they be used like a bank ? ie - be in credit and just use the card like i would a debit card.
its a vanquis bank credit card (is there a clue here lol)
thanks
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you can go into credit on credit cards but why would you want to?
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You can be in credit on a CC but it is important to remember that the amount you are in credit is not covered should you be a victim of fraud etc, so it is best to transfer the balance to your bank account.
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Bank transfers cost 2 or 3% of the amount, with a minimum of £50 or something.
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