Chit Chat
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Its too much forlittle folk.
Only rich folk should be allowed in imo
Only rich folk should be allowed in imo
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Replies: 40
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u a little folk are u u pompous person
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I'm big, beautiful and moderately comfortable thank you very much
Just contemplating another 3 months or so in N Z- might include Oz again :) |
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Sound like a loser to me prob going alone
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By 'NZ and Aus' he means his bedroom where he can stand in front of the mirror telling himself he is loved by someone somewhere.
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just waiting for t'missus to get the all clear following a recent op- then its off to escape the winter blues- we stay in Aukland with m8s for a few days - sort the car etc- pootle off on an explore- and then meet up with our Kiwi friends for a weeks hols somewhere - its great fun- last time we had 2 houses rented down in the Catlins- amazing place
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Don't believe the hype. NZ is one of the most boring places on the planet and it rains all Summer.
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take my advice:
1. work yr blls off and save like mad for 20 years 2. exploit the pension tax system- i gave up all 40% taxable salary and got it paid in as employers contributions , boosted even more by an additional 12% or so National insurance saving 3. at the earliest opportunity- draw on your pension 4. stop work asap and get out there |
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Good point it's the same on car boot sale challenge help me raise money sending me nephew to the U.S.A i need £500 well thats fair enough then they go to the house to see whot's worth selling only to find the house is worth a half million stuffed with antiques why not just give them the money you tight**s yet to see a council house or high rise flat
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Thinly veiled 'I'm a middle aged man who's only just started to live life'
Pensions :^0 Pensions are for mugs. |
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Buirch
yup - you need the weather we've spent 2 x extended hols there- last 11 weeks there we had 4 x 2/3 days heavy rain- and much much more wall to wall sunshine - and thats north and south islands if you are bored with n.z. you are bored with life- its just magnificent country |
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Beautiful but boring.
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no Thinly Veiled about it Birch - totally correct- we lived for 20 years in a much smaller house than we needed to and spent less than half our household income
still managed to get to Hawaii- Maui / 2 x hols each year - Greekophiles- S.E.Asia - China- Malaysia/Thailand/ cruised Nile twice/Africa- Wembley many times - Wimbledon Finals etc Life is good! Earn it here- Spend it overseas |
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'Pensions are for mugs'
What a tool you are: Where else can you get a fixed 13% return on your savings net of tax????? Please please tell me - i'll sign up now |
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Is your missus as pompous as you
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just giving you a life lesson pal
if you mull it over you might see a way for normal people like me to get out of the rat race |
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and i'm bombastic- not pompous
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Beautiful but boring
what a guy!!! You must have been there on your own. |
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Pensions..always presuming you live long enough to draw it...
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He probably is an old guy already
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pension - imo draw it asap- dont wait- - imo its well worth drawing your dosh asap- even if you continue working whilst in receipt of pension- then you can recycle even more pension earnings into more pension for when you stop working - which should be well before age 60
unless of course you are defined by your work- in which case - being a pompous person who needs to be defined by what he does- your ego will not allow you to retire. Remember- the day you walk out the door- you are yesterdays news. |
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i'm 51
stopped work at 47 |
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deal or no deal is too much for ordinary folk- look at how its destroyed some of those shallow youngsters who couldnt take the 'hit' when it went t1ts up
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How would you have felt if your pension
had gone tits up like many peoples |
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theres plenty of pension protection and the markets have bounced back
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lmfao 15 Dec 17:21
'Pensions are for mugs' What a tool you are: Where else can you get a fixed 13% return on your savings net of tax????? Property and Betfair. Hope this helps. |
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Betfair - yes - agreed -tho that can be seen as working
How/ where can i get a long term 'guaranteed' 13% net of tax rate of return on property??? I'd be very grateful for the info Thanks. |
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Feck guaranteed. This that are guaranteed offer low returns. Bigger the risk the bigger the returns.
I dont wanna be waiting another 20 years before I give up work. |
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so - you cant then- pity.
You really havn't got this , have you? |
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You've already lived possibly two thirds of your life without living it to its fullest by taking the safe option.
I dont wanna do the same. Get that. |
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i'm telling you that you can get a guaranteed 13% net of tax return - fixed for life - by paying money into a company pension - with your employers co-operation, of course.
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Markets bounced back LOL WHICH MARKET
THE FISH MARKET LOL LOL |
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I was a professional nude deep sea alligator wrestler
you call that safe? |
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NOW WE KNOW YOUR A POMPOUS JOKE
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batman- the markets are now only 15% below their very best
i'm sure you understand that with £ cost averaging - the real rate of return on monies invested over the past 3-5 years is positive - you have not lost- whats the prob? |
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Pensions, shmensions. Too much of a long term waiting game. It's all about fast money these days.
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ok birch- good luck
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FFS, When exactly did this clown become a CFA Charterholder, sometime maybe never, judging by the financial dirge he has posted thus far.
Only on Chit Chat!!! |
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i agree with you fox- some idiots posted on my thread.
you try to help some guys ...oh well |
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:^0
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