Poor people shouldn't be allowed to play Deal or No Deal

u a little folk are u u pompous person

I'm big, beautiful and moderately comfortable thank you very much


Just contemplating another 3 months or so in N Z- might include Oz again

:)

Sound like a loser to me prob going alone

By 'NZ and Aus' he means his bedroom where he can stand in front of the mirror telling himself he is loved by someone somewhere.

just waiting for t'missus to get the all clear following a recent op- then its off to escape the winter blues- we stay in Aukland with m8s for a few days - sort the car etc- pootle off on an explore- and then meet up with our Kiwi friends for a weeks hols somewhere - its great fun- last time we had 2 houses rented down in the Catlins- amazing place

Don't believe the hype. NZ is one of the most boring places on the planet and it rains all Summer.

take my advice:
1. work yr blls off and save like mad for 20 years
2. exploit the pension tax system- i gave up all 40% taxable salary and got it paid in as employers contributions , boosted even more by an additional 12% or so National insurance saving
3. at the earliest opportunity- draw on your pension
4. stop work asap and get out there

Good point it's the same on car boot sale challenge help me raise money sending me nephew to the U.S.A i need £500 well thats fair enough then they go to the house to see whot's worth selling only to find the house is worth a half million stuffed with antiques why not just give them the money you tight**s yet to see a council house or high rise flat

Thinly veiled 'I'm a middle aged man who's only just started to live life'

Pensions :^0

Pensions are for mugs.

Buirch
yup - you need the weather

we've spent 2 x extended hols there- last 11 weeks there we had 4 x 2/3 days heavy rain- and much much more wall to wall sunshine - and thats north and south islands


if you are bored with n.z. you are bored with life- its just magnificent country

Beautiful but boring.

no Thinly Veiled about it Birch - totally correct- we lived for 20 years in a much smaller house than we needed to and spent less than half our household income

still managed to get to Hawaii- Maui / 2 x hols each year - Greekophiles- S.E.Asia - China- Malaysia/Thailand/ cruised Nile twice/Africa- Wembley many times - Wimbledon Finals etc

Life is good!

Earn it here- Spend it overseas

'Pensions are for mugs'
What a tool you are:
Where else can you get a fixed 13% return on your savings net of tax?????

Please please tell me - i'll sign up now

Is your missus as pompous as you

just giving you a life lesson pal
if you mull it over you might see a way for normal people like me to get out of the rat race

and i'm bombastic- not pompous

Beautiful but boring


what a guy!!!

You must have been there on your own.

Pensions..always presuming you live long enough to draw it...

He probably is an old guy already

pension - imo draw it asap- dont wait- - imo its well worth drawing your dosh asap- even if you continue working whilst in receipt of pension- then you can recycle even more pension earnings into more pension for when you stop working - which should be well before age 60

unless of course you are defined by your work- in which case - being a pompous person who needs to be defined by what he does- your ego will not allow you to retire.


Remember- the day you walk out the door- you are yesterdays news.

i'm 51

stopped work at 47

deal or no deal is too much for ordinary folk- look at how its destroyed some of those shallow youngsters who couldnt take the 'hit' when it went t1ts up

How would you have felt if your pension
had gone tits up like many peoples

theres plenty of pension protection and the markets have bounced back

lmfao 15 Dec 17:21

'Pensions are for mugs'
What a tool you are:
Where else can you get a fixed 13% return on your savings net of tax?????


Property and Betfair. Hope this helps.

Betfair - yes - agreed -tho that can be seen as working


How/ where can i get a long term 'guaranteed' 13% net of tax rate of return on property???


I'd be very grateful for the info
Thanks.

Feck guaranteed. This that are guaranteed offer low returns. Bigger the risk the bigger the returns.

I dont wanna be waiting another 20 years before I give up work.

so - you cant then- pity.

You really havn't got this , have you?

You've already lived possibly two thirds of your life without living it to its fullest by taking the safe option.

I dont wanna do the same. Get that.

i'm telling you that you can get a guaranteed 13% net of tax return - fixed for life - by paying money into a company pension - with your employers co-operation, of course.

Markets bounced back LOL WHICH MARKET
THE FISH MARKET LOL LOL

I was a professional nude deep sea alligator wrestler

you call that safe?

NOW WE KNOW YOUR A POMPOUS JOKE

batman- the markets are now only 15% below their very best


i'm sure you understand that with £ cost averaging - the real rate of return on monies invested over the past 3-5 years is positive - you have not lost- whats the prob?

Pensions, shmensions. Too much of a long term waiting game. It's all about fast money these days.

ok birch- good luck

FFS, When exactly did this clown become a CFA Charterholder, sometime maybe never, judging by the financial dirge he has posted thus far.

Only on Chit Chat!!!

i agree with you fox- some idiots posted on my thread.
you try to help some guys ...oh well

:^0

Good answer!!, I can't trump that!.