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Howdi
26 Nov 09 10:01
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Date Joined: 13 Oct 04
| Topic/replies: 29,355 | Blogger: Howdi's blog
A friend of mine has a £200 overdraft limit that he has decided in his wisdom to take it up to £800 without permission. He does not earn much money and to be honest I have little sympathy as he has done it before.

He has asked me to help him which I am reluctant to do as he does not seem to learn his lesson.

However my question when will Barclays keep his card if he keepos trying to take monery out? They are charging him £23 unauthourised charges at the moment but can't see them letting him get away with it for much longer when I am sure it will get messy.

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Replies: 22
By:
uncle monty
When: 26 Nov 09 10:05
dear me..
By:
Shab
When: 26 Nov 09 10:07
Why would they take his card? They are charging him £23 unauthourised charges every time he uses it. Great business for them.

As long as his wages keep going in, they will stand back and let him hang himself.
By:
STUDYFORM
When: 26 Nov 09 10:09
The banks do not usually allow you to go £600 over. How did he do this please?

I can't go even £1 overdrawn.
By:
Joe Jordan
When: 26 Nov 09 10:10
He has asked me to help him
-------------
always a difficult one that .
By:
uncle monty
When: 26 Nov 09 10:11
tell him to stop gambling.
By:
BillKiller
When: 26 Nov 09 10:20
Help him in what way? Lend him the cash?
By:
Howdi
When: 26 Nov 09 10:22
yes and to be honest I won't miss a grand but done it before and lesson not learnt....
By:
Andy Murray
When: 26 Nov 09 10:25
gi's a grand
By:
uncle monty
When: 26 Nov 09 10:29
i'll have a wedge too plse..seems you're a friendly bank
By:
Big Charlie
When: 26 Nov 09 10:34
Howdi, I've always liked you, one of the more sensible people on here, and now surrounded by greedy fackers after a grand each.

Ignore these halfwits.

A monkey will do, for me.
By:
BillKiller
When: 26 Nov 09 10:38
I'm sure you'll do what's right, Howdi. There are a few blokes whom I would help without being asked and I wouldn't look for it back either. There are others who wouldn't get money out of me with a crowbar.
By:
Big Charlie
When: 26 Nov 09 10:42
Never lend people money, it avoids disappoinment.

If you can afford it, slip them a few quid and tell them that they owe you a favour at some time.
By:
everythings gone green
When: 26 Nov 09 10:42
These are exactly the sort of people we would all be paying for if the ruling had gone the wrong way yesterday.
By:
Andy Murray
When: 26 Nov 09 10:44
nonono.. we would all be paying for ourselves if the banks started charging ;) we wouldnt be paying for eachother
By:
Andy Murray
When: 26 Nov 09 10:44
right now people are paying for others
By:
PoolFC
When: 26 Nov 09 10:45
If you're considering lending to a friend, you shouldn't do so unless you're happy to give him the cash. Given how awful this guy is with money, chances are you'll never see it again.
By:
everythings gone green
When: 26 Nov 09 10:50
If idiots are paying shrewdies then something must be right or Darwin should have a rethink.
By:
Howdi
When: 26 Nov 09 10:51
lol Charlie. Trouble is after bailing him out before feels like an insult its happended again.
By:
Hearts.no1
When: 26 Nov 09 12:20
Howdi before you make your decision think about this,if you were in a situation that you really needed a grand to help you though would you want someone to help you ?

^ base your decision on this.
By:
Phone-Keys-Wallet
When: 26 Nov 09 13:00
the card will be revoked at cycle 4, which to me and you, means the 4th month of non-payment of the charges. As mentioned before, if he still gets his salary paid into the account and that's enough to meet the charges then they won't cancel it for some time. But this is clearly a hole that will continue to deepen until the inevitable happens
By:
MANCHESTERSKYTRAIN
When: 26 Nov 09 13:05
People leave their receipts in cash machines, and i remove them before mine is dispensed, it is over a year since one of them has been in the black they are all between £500 and £200 in the red, nearly everyone in the country is spending more than they have its just they want stuff
By:
MANCHESTERSKYTRAIN
When: 26 Nov 09 13:07
*£500 and £2000
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