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chumptastic
12 Nov 09 01:46
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Date Joined: 12 Aug 07
| Topic/replies: 159 | Blogger: chumptastic's blog
i'm thinking of getting one, to use on here. try and limit my losses.
anyone have any experience/views?

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Replies: 9
By:
hollywobbly
When: 12 Nov 09 02:41
talksport card does the job, no transaction fees
By:
westfour4
When: 12 Nov 09 06:58
Are you sure that you can transfer back to card. ??
By:
Lies, DamnLies, and Statistics
When: 12 Nov 09 07:24
you can limit losses and/or deposits here without worrying about credit cards...

most bank accounts in australia let you have an optional free visa debit card linked to them that lets you use your own money... i have one, and if they are available where you are that might also be a better option than a prepaid credit card...
By:
hollywobbly
When: 12 Nov 09 14:44
The talksport card is ideal as it is the quickest to withdraw funds back to. If i withdraw £500 from a bookies today it will be back by tomorrow night 9.00pm, betfair one day longer.
By:
treble
When: 12 Nov 09 15:14
What exactly is the point of prepaid credit cards?
By:
Jimbo747
When: 12 Nov 09 15:17
why not use moneybookers?
By:
Ukmalllia
When: 12 Nov 09 15:21
Anyone using a prepaid credit card is a MUG.

Here are the Talksport terms, it's the same with all them. The ones highlighted in bold are most cheeky/rediculous points/charges I think.

Features and Fees Summary

SUMMARY BOX

The information contained in this table summarises key product features and is not intended to replace any terms and conditions

On Application


Card Issue Fee*


* £9.95, includes purchase and activation

Limits


* £10.00 Minimum load amount
* £500.00 Maximum single load via PayPoint or Post Office
* £100.00 Maximum load via debit and credit card
* £500.00 Maximum load via BACS/wage transfer
* £3,500.00 Maximum card balance

Usage restrictions


* For full details please refer to the Terms and Conditions

Ongoing Features


Transaction Fees


* FREE for purchase transactions made in the UK
* 2.75% of the transaction value of the transaction value per purchase transaction outside the UK

Cash Withdrawal Fees


* £1.00 per ATM withdrawals in the UK and abroad

Balance Enquiry


* FREE online

Top-up fees and limits


* 3% of top-up value for loads by PayPoint, Credit and Debit Card (minimum £1.00 per load)
* £0.75 per load via Post Office
* 3% of the load amount when loading via BACS/wage transfe
r

Availability of funds


* Paypoint - funds available immediately
* Online - funds available within a few hours
* Post Office - funds available within 1 working day
* BACS, Wage Transfer - funds available within 5-7 working day
s

Service fees


* £1.00 monthly management fee
* FREE replacement PIN

Replacement card fees


* £5.00 per card to replace a lost, stolen, damaged or expired card

Lost and Stolen Helpline


* Local Rate

Customer Services Telephone Enquiries


* Local Rate

Administration Fee


* £10.00 per disputed transaction (this may be refunded in certain circumstances)


Closure


Cancellation or Redemption


* £10.00 cash-out fee (cancellation & return of funds)
* You must have more than £10.00 remaining on the card to redeem the balance


Expiry


* Card valid for 12 months
By:
Ovalman.
When: 12 Nov 09 15:49
Co-Op does a decent Visa Electron card and current account that anyone can apply for. You can use it on Betfair without having to overdraw and also get 1p Ryanair flights without charges. Deposit via Post Office which is handy and incurs no charges whatsoever.
By:
naydam
When: 12 Nov 09 16:17
Wouldn't a little bit of self-control have the same effect? If you can't bet in a responsible manner, then you shouldn't bet at all!
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