Halifax offer

imo,  this is tantamount to a scam. How do they allow them to advertise this type of "offer"

   
Dear Mr xxx,

Structured Product - 7.20% Income Generator 2

The Halifax Income Generator 2 issued by Lloyds TSB Bank plc is a structured capital at risk product.

The Halifax Income Generator 2 offers you the opportunity to achieve a fixed income of 7.20% per annum over a 5 year term with return of capital at maturity dependent on the performance of the FTSE 100 index - it is possible to lose some, or all, of your capital when you invest in this Note even if you hold it until maturity.

Find out more and read the Halifax Income Generator 2 brochure.

Limited offer: Available until midnight on 16 April 2012 (although we may have to close the offer period early without notice if the product reaches its investment limit).  QUICK, ot you'll miss out 

Please note that because this offer spans both the 2011/12 and 2012/13 tax years, you can take advantage of your ISA allowances for both years. For more information, click here