New Posts For Thread: any isa stocks and shares expertshttps://community.betfair.com/tradefair__financials/go/thread/view/94198/30165445/any-isa-stocks-and-shares-expertson here,got a lot of bt shares and getting somemore in the summer,thinking of overtime to get them all in a isa wrapper, a few questions,not interested in selling any at the moment but was thinking of using the dividends as part of our retirement funRetail bonds add to Isa optionsAs bonds generally pay “coupons” gross, an Isa will save you more on the income of a bond than it will on share dividends, where a 10 per cent tax credit is already deducted at source.http://www.ft.com/cms/s/0/65beahttps://community.betfair.com/tradefair__financials/go/thread/view/94198/30165445/any-isa-stocks-and-shares-experts?post_id=537284007#537284007Retail bonds add to Isa optionsAs bonds generally pay “coupons” gross, an Isa will save you more on the income of a bond than it will on share dividends, where a 10 per cent tax credit is already deducted at source.http://www.ft.com/cms/s/0/65beaTue, 07 Jan 2014 08:23:28 -0600Thanks Dr Crippen. Seems I was not quite right with regard shares held in a nominee account.The official position on nomineesHere is what the Financial Services Compensation Scheme (FSCS) has to say about investments held by nominee companies:"Nominehttps://community.betfair.com/tradefair__financials/go/thread/view/94198/30165445/any-isa-stocks-and-shares-experts?post_id=537283981#537283981Thanks Dr Crippen. Seems I was not quite right with regard shares held in a nominee account.The official position on nomineesHere is what the Financial Services Compensation Scheme (FSCS) has to say about investments held by nominee companies:"NomineTue, 07 Jan 2014 08:22:35 -0600Hang on. I didn't see the post before your last one before I wrote that about dividends.If the interest paid on retail bonds is tax free in an ISA then they are even more attractive.I didn't think the dividends on corporate bonds were tax free in a Ihttps://community.betfair.com/tradefair__financials/go/thread/view/94198/30165445/any-isa-stocks-and-shares-experts?post_id=537269463#537269463Hang on. I didn't see the post before your last one before I wrote that about dividends.If the interest paid on retail bonds is tax free in an ISA then they are even more attractive.I didn't think the dividends on corporate bonds were tax free in a IMon, 06 Jan 2014 12:12:41 -0600You are also covered by the 85K guarantee)What for shares!I'd check that out.The non taxation of dividends of retail bonds in ISAs or pensions I'd check that out as well. I thought they were taxed before you get them that's certainly the case with phttps://community.betfair.com/tradefair__financials/go/thread/view/94198/30165445/any-isa-stocks-and-shares-experts?post_id=537269391#537269391You are also covered by the 85K guarantee)What for shares!I'd check that out.The non taxation of dividends of retail bonds in ISAs or pensions I'd check that out as well. I thought they were taxed before you get them that's certainly the case with pMon, 06 Jan 2014 12:06:00 -0600There is a point of investing in shares in an ISA or pension. Companies like GSK, National Grid and Centrica have a good record of decent dividend payment and are unlikely to ever go out of business. They are relatively secure investments. (You are ahttps://community.betfair.com/tradefair__financials/go/thread/view/94198/30165445/any-isa-stocks-and-shares-experts?post_id=537268391#537268391There is a point of investing in shares in an ISA or pension. Companies like GSK, National Grid and Centrica have a good record of decent dividend payment and are unlikely to ever go out of business. They are relatively secure investments. (You are aMon, 06 Jan 2014 10:33:43 -0600according to sundays mail you pay 10% on dividends kept in an isa wrapper at sourcehttps://community.betfair.com/tradefair__financials/go/thread/view/94198/30165445/any-isa-stocks-and-shares-experts?post_id=537161569#537161569according to sundays mail you pay 10% on dividends kept in an isa wrapper at sourceTue, 31 Dec 2013 10:41:49 -0600so if you intend to use dividends as part of your pension plans etc,theres no point in having them in an isa, YES/NOthe only benefit is avoiding capital gains if you sell them ,which you wont be if your living of the divs, YES/NO/https://community.betfair.com/tradefair__financials/go/thread/view/94198/30165445/any-isa-stocks-and-shares-experts?post_id=537145389#537145389so if you intend to use dividends as part of your pension plans etc,theres no point in having them in an isa, YES/NOthe only benefit is avoiding capital gains if you sell them ,which you wont be if your living of the divs, YES/NO/Mon, 30 Dec 2013 10:36:22 -0600Dividends on shares are NOT tax free, neither in an ISA OR in a pension.http://www.telegraph.co.uk/news/uknews/1531448/Browns-raid-on-pensions-costs-Britain-100-billion.htmlThe dividends on retail bonds are tax free in ISAa and pensions. However, thehttps://community.betfair.com/tradefair__financials/go/thread/view/94198/30165445/any-isa-stocks-and-shares-experts?post_id=537137661#537137661Dividends on shares are NOT tax free, neither in an ISA OR in a pension.http://www.telegraph.co.uk/news/uknews/1531448/Browns-raid-on-pensions-costs-Britain-100-billion.htmlThe dividends on retail bonds are tax free in ISAa and pensions. However, theSun, 29 Dec 2013 19:29:15 -0600yes you can take the dividends and they are tax freehttps://community.betfair.com/tradefair__financials/go/thread/view/94198/30165445/any-isa-stocks-and-shares-experts?post_id=537127109#537127109yes you can take the dividends and they are tax freeSun, 29 Dec 2013 07:28:17 -0600http://forums.moneysavingexpert.com/forumdisplay.php?f=17ask question here,alot of very knowledgable peoplehttps://community.betfair.com/tradefair__financials/go/thread/view/94198/30165445/any-isa-stocks-and-shares-experts?post_id=537123321#537123321http://forums.moneysavingexpert.com/forumdisplay.php?f=17ask question here,alot of very knowledgable peopleSat, 28 Dec 2013 22:45:33 -0600