New Posts For Thread: Can I borrow your brain?https://community.betfair.com/tradefair__financials/go/thread/view/94198/29844951/can-i-borrow-your-brainWhat do you make of this coupon description? http://www.londonstockexchange.com/prices-and-markets/retail-bonds/newrecent/msrp-2023.htmCoupon %1.2% (2.4% p.a.) multiplied by movement of the UK RPI for the relevant Coupon Payment Date. The movement ofMassive call on your part, Stow.Hat tip from me.https://community.betfair.com/tradefair__financials/go/thread/view/94198/29844951/can-i-borrow-your-brain?post_id=532813125#532813125Massive call on your part, Stow.Hat tip from me.Tue, 04 Jun 2013 14:11:56 -0500The Issuer has decided not to proceed with the issue of the Notes and accordingly the Offer Period relating to the Notes, which commenced on 3 April 2013 and was originally scheduled to close on 17 April 2013, will close early at 2pm (London time) onhttps://community.betfair.com/tradefair__financials/go/thread/view/94198/29844951/can-i-borrow-your-brain?post_id=532809173#532809173The Issuer has decided not to proceed with the issue of the Notes and accordingly the Offer Period relating to the Notes, which commenced on 3 April 2013 and was originally scheduled to close on 17 April 2013, will close early at 2pm (London time) onTue, 04 Jun 2013 11:39:33 -0500Well done, Stow, thanks for going the extra mile on this.I'm still waiting for an answer from Mr. Gilbert, who predictably hasn't as yet, and wont, respond.Perhaps it all boils down to this: "you may like the credit of Morgan Stanley;". Having a TBTFhttps://community.betfair.com/tradefair__financials/go/thread/view/94198/29844951/can-i-borrow-your-brain?post_id=531443161#531443161Well done, Stow, thanks for going the extra mile on this.I'm still waiting for an answer from Mr. Gilbert, who predictably hasn't as yet, and wont, respond.Perhaps it all boils down to this: "you may like the credit of Morgan Stanley;". Having a TBTFTue, 16 Apr 2013 07:57:14 -0500Morgan Stanley retail bond reviewConclusion: Just what is the point? I accept the name is good, I accept they may be able to borrow in the wider markets at this sort of level and I accept seeking out protection from inflation makes sense, but I cannohttps://community.betfair.com/tradefair__financials/go/thread/view/94198/29844951/can-i-borrow-your-brain?post_id=531441115#531441115Morgan Stanley retail bond reviewConclusion: Just what is the point? I accept the name is good, I accept they may be able to borrow in the wider markets at this sort of level and I accept seeking out protection from inflation makes sense, but I cannoTue, 16 Apr 2013 06:28:09 -0500I can't agree at all that "2.4 pct yearly is a competitive rate" You might argue that 2.4% is comparable with savings products. Retail bonds are not protected by the 85K savers protection. Many other recent retail bonds offered 5-7% annual fixed couphttps://community.betfair.com/tradefair__financials/go/thread/view/94198/29844951/can-i-borrow-your-brain?post_id=531397507#531397507I can't agree at all that "2.4 pct yearly is a competitive rate" You might argue that 2.4% is comparable with savings products. Retail bonds are not protected by the 85K savers protection. Many other recent retail bonds offered 5-7% annual fixed coupSun, 14 Apr 2013 15:44:20 -0500Of course it all depends on what your definition of REAL is.At any rate, your "2.4pc yield is gold" now days touched on one very important point. If you want any kind of yield now days, you have to accept more risk (have you been paying attention tohttps://community.betfair.com/tradefair__financials/go/thread/view/94198/29844951/can-i-borrow-your-brain?post_id=531384451#531384451Of course it all depends on what your definition of REAL is.At any rate, your "2.4pc yield is gold" now days touched on one very important point. If you want any kind of yield now days, you have to accept more risk (have you been paying attention toSun, 14 Apr 2013 07:49:47 -0500And furthermore, I haven't the faintest how indexing to RPI gives you a 2.4pc REAL yield, unless of course you foolishly believe that the RPI tracks/measures REAL inflation.It's perhaps for your guide, if you believe that, certainly not for anyone's.https://community.betfair.com/tradefair__financials/go/thread/view/94198/29844951/can-i-borrow-your-brain?post_id=531362591#531362591And furthermore, I haven't the faintest how indexing to RPI gives you a 2.4pc REAL yield, unless of course you foolishly believe that the RPI tracks/measures REAL inflation.It's perhaps for your guide, if you believe that, certainly not for anyone's.Sat, 13 Apr 2013 10:58:30 -0500And in other news, water is wet.https://community.betfair.com/tradefair__financials/go/thread/view/94198/29844951/can-i-borrow-your-brain?post_id=531362341#531362341And in other news, water is wet.Sat, 13 Apr 2013 10:51:33 -0500for anyone s guide: 2.4% real yield these days are "gold"https://community.betfair.com/tradefair__financials/go/thread/view/94198/29844951/can-i-borrow-your-brain?post_id=531360137#531360137for anyone s guide: 2.4% real yield these days are "gold"Sat, 13 Apr 2013 09:48:41 -0500hi guys, it s all much simpler.the rpi index is a number, base 100 few years ago, now around 240ishyou take your 1.2pct and multiply by some number that it CANNOT be zero, normally you would get something like 240/236 or 244/241.6 so it always have ahttps://community.betfair.com/tradefair__financials/go/thread/view/94198/29844951/can-i-borrow-your-brain?post_id=531360041#531360041hi guys, it s all much simpler.the rpi index is a number, base 100 few years ago, now around 240ishyou take your 1.2pct and multiply by some number that it CANNOT be zero, normally you would get something like 240/236 or 244/241.6 so it always have aSat, 13 Apr 2013 09:46:54 -0500