New Posts For Thread: i have enough exposure to stocks. can zopa.com be recommended for investing cash?https://community.betfair.com/tradefair__financials/go/thread/view/94198/28227163/i-have-enough-exposure-to-stocks-can-zopacom-be-recommended-for-investing-cashthanks in advance.zopa, like betfair, don't lose their money, they just take the commissions, the punters take on the risks and losses.https://community.betfair.com/tradefair__financials/go/thread/view/94198/28227163/i-have-enough-exposure-to-stocks-can-zopacom-be-recommended-for-investing-cash?post_id=506019697#506019697zopa, like betfair, don't lose their money, they just take the commissions, the punters take on the risks and losses.Tue, 30 Aug 2011 19:41:54 -0500if they're confident with that expectation they could offer the 6 percent guaranteed and pocket the .85 as profit.my guess is they're not so confident.https://community.betfair.com/tradefair__financials/go/thread/view/94198/28227163/i-have-enough-exposure-to-stocks-can-zopacom-be-recommended-for-investing-cash?post_id=506019631#506019631if they're confident with that expectation they could offer the 6 percent guaranteed and pocket the .85 as profit.my guess is they're not so confident.Tue, 30 Aug 2011 19:40:07 -0500interestingly i see that balderton capital, who invested in betfair, also invested in zopa.https://community.betfair.com/tradefair__financials/go/thread/view/94198/28227163/i-have-enough-exposure-to-stocks-can-zopacom-be-recommended-for-investing-cash?post_id=506019549#506019549interestingly i see that balderton capital, who invested in betfair, also invested in zopa.Tue, 30 Aug 2011 19:37:24 -0500i understand bad debt is only expected to be 0.05% with zopahttps://community.betfair.com/tradefair__financials/go/thread/view/94198/28227163/i-have-enough-exposure-to-stocks-can-zopacom-be-recommended-for-investing-cash?post_id=506018735#506018735i understand bad debt is only expected to be 0.05% with zopaTue, 30 Aug 2011 19:13:17 -0500don't know the details of this scheme but in theory one default in 10 gives you a 10 percent loss. Even if this is worst case (though Zopa collapsing is probably worst case) then 6.9 percent pa still isn't that good.https://community.betfair.com/tradefair__financials/go/thread/view/94198/28227163/i-have-enough-exposure-to-stocks-can-zopacom-be-recommended-for-investing-cash?post_id=505974453#505974453don't know the details of this scheme but in theory one default in 10 gives you a 10 percent loss. Even if this is worst case (though Zopa collapsing is probably worst case) then 6.9 percent pa still isn't that good.Mon, 29 Aug 2011 19:55:00 -0500but i am led to believe if spreading the risk, ie want to lend 10k so lend 1000 x £10, then bad debt will amount to very little?https://community.betfair.com/tradefair__financials/go/thread/view/94198/28227163/i-have-enough-exposure-to-stocks-can-zopacom-be-recommended-for-investing-cash?post_id=505811201#505811201but i am led to believe if spreading the risk, ie want to lend 10k so lend 1000 x £10, then bad debt will amount to very little?Fri, 26 Aug 2011 05:48:04 -0500*6.9 percent PA Average achieved on moneylent over the last 12 months(after fees, before bad debt)"a very average return, BEFORE bad debt.https://community.betfair.com/tradefair__financials/go/thread/view/94198/28227163/i-have-enough-exposure-to-stocks-can-zopacom-be-recommended-for-investing-cash?post_id=505807745#505807745*6.9 percent PA Average achieved on moneylent over the last 12 months(after fees, before bad debt)"a very average return, BEFORE bad debt.Fri, 26 Aug 2011 02:32:36 -0500thanks in advance.https://community.betfair.com/tradefair__financials/go/thread/view/94198/28227163/i-have-enough-exposure-to-stocks-can-zopacom-be-recommended-for-investing-cash?post_id=505755721#505755721thanks in advance.Wed, 24 Aug 2011 20:23:11 -0500