New Posts For Thread: Pension experts?https://community.betfair.com/tradefair__financials/go/thread/view/94198/26489609/pension-experts\any of you on here experts?My wife is 30 she has one small pension (thousands) from her last job.She works for john lewis and gets a final salary pension.I have a decent personal pension that will cover us both but would still like her to have her...http://www.hmrc.gov.uk/pensioners/paying-retire.htm...https://community.betfair.com/tradefair__financials/go/thread/view/94198/26489609/pension-experts?post_id=479987301#479987301...http://www.hmrc.gov.uk/pensioners/paying-retire.htm...Fri, 31 Dec 2010 12:56:30 -0600The tax benefit for the 40% part of your earnings is the worthwhile part of the investment.https://community.betfair.com/tradefair__financials/go/thread/view/94198/26489609/pension-experts?post_id=479986989#479986989The tax benefit for the 40% part of your earnings is the worthwhile part of the investment.Fri, 31 Dec 2010 12:52:45 -0600after fearing redundancy i took out the tax free part of my private pension and the remainder was put into a sipp,with the cash i payed of my mortgage,ive now managed to keep my job and have decided to bump savings into a pensioni already carry on pahttps://community.betfair.com/tradefair__financials/go/thread/view/94198/26489609/pension-experts?post_id=479974141#479974141after fearing redundancy i took out the tax free part of my private pension and the remainder was put into a sipp,with the cash i payed of my mortgage,ive now managed to keep my job and have decided to bump savings into a pensioni already carry on paFri, 31 Dec 2010 10:15:03 -0600Mr Bean, for a chap who doesn't read my posts, you seem to be following me around a lot.Sadly, you read my posts, but still learn nothing.https://community.betfair.com/tradefair__financials/go/thread/view/94198/26489609/pension-experts?post_id=479452313#479452313Mr Bean, for a chap who doesn't read my posts, you seem to be following me around a lot.Sadly, you read my posts, but still learn nothing.Mon, 27 Dec 2010 09:31:08 -0600u25k I don't know melelanus past history in commenting but here he makes very sensible comment.YEP.in the same way it makes sense to call McDonalds a restaurant.https://community.betfair.com/tradefair__financials/go/thread/view/94198/26489609/pension-experts?post_id=479431737#479431737u25k I don't know melelanus past history in commenting but here he makes very sensible comment.YEP.in the same way it makes sense to call McDonalds a restaurant.Mon, 27 Dec 2010 05:04:28 -0600I don't know melelanus past history in commenting but here he makes very sensible comment.https://community.betfair.com/tradefair__financials/go/thread/view/94198/26489609/pension-experts?post_id=479430485#479430485I don't know melelanus past history in commenting but here he makes very sensible comment.Mon, 27 Dec 2010 04:32:14 -0600is this an oxymoron thread?melelanus and expert?https://community.betfair.com/tradefair__financials/go/thread/view/94198/26489609/pension-experts?post_id=479418901#479418901is this an oxymoron thread?melelanus and expert?Sun, 26 Dec 2010 22:48:19 -0600It sounds like you want to manage your own investments, so have a look at this link. A lot of good information and a great tool in assessing fund PAST performance. A word of caution, in my opinion, those returns achieved by various funds in the pasthttps://community.betfair.com/tradefair__financials/go/thread/view/94198/26489609/pension-experts?post_id=479232513#479232513It sounds like you want to manage your own investments, so have a look at this link. A lot of good information and a great tool in assessing fund PAST performance. A word of caution, in my opinion, those returns achieved by various funds in the pastFri, 24 Dec 2010 11:47:47 -0600Hargreaves Lansdown's SIPP is first class. If you want an actively managed fund then have a look at Ruffers.Their Total Return fund is up about 200% over the last 10 years.https://community.betfair.com/tradefair__financials/go/thread/view/94198/26489609/pension-experts?post_id=479219473#479219473Hargreaves Lansdown's SIPP is first class. If you want an actively managed fund then have a look at Ruffers.Their Total Return fund is up about 200% over the last 10 years.Fri, 24 Dec 2010 08:56:21 -0600The thing that holds most pensions back is the costs taken out by providers & fund managers.In times of low equity growth, those charges can be extremely punishing.You should get her first to ask if she can enhance her works final salary scheme by mahttps://community.betfair.com/tradefair__financials/go/thread/view/94198/26489609/pension-experts?post_id=479217565#479217565The thing that holds most pensions back is the costs taken out by providers & fund managers.In times of low equity growth, those charges can be extremely punishing.You should get her first to ask if she can enhance her works final salary scheme by maFri, 24 Dec 2010 08:14:53 -0600