New Posts For Thread: APR % questionhttps://community.betfair.com/tradefair__financials/go/thread/view/94198/23729390/apr-questionIs 9.9% APR on a credit card the same as 9.9% on a fixed loan i.e £5000. Would u pay the same amount back over 3 yrs if u paid the same 36 * £££ every month? cheersWhat is best 9.9% APR or 5.9 Per annum a a rate?https://community.betfair.com/tradefair__financials/go/thread/view/94198/23729390/apr-question?post_id=426045814#426045814What is best 9.9% APR or 5.9 Per annum a a rate?Thu, 08 Apr 2010 08:25:32 -0500*and could be 29.9%https://community.betfair.com/tradefair__financials/go/thread/view/94198/23729390/apr-question?post_id=426045666#426045666*and could be 29.9%Fri, 26 Mar 2010 13:50:53 -0500fixed loan apr or aer is FIXED and stay at 9.9 the card could be subject to change and 29.9 this time next yearhttps://community.betfair.com/tradefair__financials/go/thread/view/94198/23729390/apr-question?post_id=426045662#426045662fixed loan apr or aer is FIXED and stay at 9.9 the card could be subject to change and 29.9 this time next yearFri, 26 Mar 2010 13:50:17 -0500Plus you would think that equal APR borrowing over equal terms would mean that what you repay should be equal. Think again.https://community.betfair.com/tradefair__financials/go/thread/view/94198/23729390/apr-question?post_id=426045658#426045658Plus you would think that equal APR borrowing over equal terms would mean that what you repay should be equal. Think again.Fri, 26 Mar 2010 12:34:33 -0500Ask anybody in finance how APR works out! They get so confused :)All banks use their own versions so its useless.https://community.betfair.com/tradefair__financials/go/thread/view/94198/23729390/apr-question?post_id=426045654#426045654Ask anybody in finance how APR works out! They get so confused :)All banks use their own versions so its useless.Fri, 26 Mar 2010 12:33:23 -0500If the amount borrowed and paid back is the same shouldn't make any difference. 9.9% APR is 9.9% APR.You should be able to get a lower APR on a personal loan however.https://community.betfair.com/tradefair__financials/go/thread/view/94198/23729390/apr-question?post_id=426045650#426045650If the amount borrowed and paid back is the same shouldn't make any difference. 9.9% APR is 9.9% APR.You should be able to get a lower APR on a personal loan however.Fri, 26 Mar 2010 05:37:37 -0500not sure i'm actually right there!https://community.betfair.com/tradefair__financials/go/thread/view/94198/23729390/apr-question?post_id=426045646#426045646not sure i'm actually right there!Thu, 25 Mar 2010 16:57:28 -0500LOAN 9.9% 161.1x36 payments over 3 yearsCREDIT CARD 9.9% 200 a month takes 10years1monthhttps://community.betfair.com/tradefair__financials/go/thread/view/94198/23729390/apr-question?post_id=426045642#426045642LOAN 9.9% 161.1x36 payments over 3 yearsCREDIT CARD 9.9% 200 a month takes 10years1monthThu, 25 Mar 2010 16:54:30 -0500Would imagine the interest / cpaital ratio on repayments is different but depends on conditions or credit cards.https://community.betfair.com/tradefair__financials/go/thread/view/94198/23729390/apr-question?post_id=426045638#426045638Would imagine the interest / cpaital ratio on repayments is different but depends on conditions or credit cards.Thu, 25 Mar 2010 16:21:21 -0500Is 9.9% APR on a credit card the same as 9.9% on a fixed loan i.e £5000. Would u pay the same amount back over 3 yrs if u paid the same 36 * £££ every month? cheershttps://community.betfair.com/tradefair__financials/go/thread/view/94198/23729390/apr-question?post_id=426045634#426045634Is 9.9% APR on a credit card the same as 9.9% on a fixed loan i.e £5000. Would u pay the same amount back over 3 yrs if u paid the same 36 * £££ every month? cheersThu, 25 Mar 2010 15:56:45 -0500