New Posts For Thread: offset mortgagehttps://community.betfair.com/tradefair__financials/go/thread/view/94198/23718246/offset-mortgagehave a large deposit. at what ratio of capital to loan would I have to pay anything at all in mortgage interest? ... at current ratesonly looking for interest only mortgagebeetle, if you need any advice, contact me at info@mortgageservices4u.co.uk. regards lewis, directorhttps://community.betfair.com/tradefair__financials/go/thread/view/94198/23718246/offset-mortgage?post_id=425716458#425716458beetle, if you need any advice, contact me at info@mortgageservices4u.co.uk. regards lewis, directorTue, 15 Dec 2009 14:47:38 -0600BeetleYou are making this too complicated!!If you buy a home for 100k you will need to put a deposit down. Say 40% to get a good deal. You have a mortgage of 60k and will pay interest on 60k.If you deposit 30k in a savings account you will pay interehttps://community.betfair.com/tradefair__financials/go/thread/view/94198/23718246/offset-mortgage?post_id=425716290#425716290BeetleYou are making this too complicated!!If you buy a home for 100k you will need to put a deposit down. Say 40% to get a good deal. You have a mortgage of 60k and will pay interest on 60k.If you deposit 30k in a savings account you will pay intereFri, 11 Dec 2009 03:10:52 -0600I have a £300k mortgage on a property worth £600k and have £285k deposited so only pay interest on £15k - this suits me as if an investment opportunity presents itself I can move quickly and lay my hands on £285k at 2.49% - I'm with the Woolwichhttps://community.betfair.com/tradefair__financials/go/thread/view/94198/23718246/offset-mortgage?post_id=425716286#425716286I have a £300k mortgage on a property worth £600k and have £285k deposited so only pay interest on £15k - this suits me as if an investment opportunity presents itself I can move quickly and lay my hands on £285k at 2.49% - I'm with the WoolwichThu, 10 Dec 2009 12:29:56 -0600half my earnings or on here. the other half come in cash periodcially from other business, which is legal.Am I right in thinking that :If I have 80% of the proposed loan on deposit with my bank (NW), they would lend me the 20% at - interest on loan mhttps://community.betfair.com/tradefair__financials/go/thread/view/94198/23718246/offset-mortgage?post_id=425716278#425716278half my earnings or on here. the other half come in cash periodcially from other business, which is legal.Am I right in thinking that :If I have 80% of the proposed loan on deposit with my bank (NW), they would lend me the 20% at - interest on loan mTue, 08 Dec 2009 10:40:28 -0600why is it obvious?I am asking a question.https://community.betfair.com/tradefair__financials/go/thread/view/94198/23718246/offset-mortgage?post_id=425716274#425716274why is it obvious?I am asking a question.Tue, 08 Dec 2009 10:32:22 -0600No Proof of earnings??? There is no such thing as self cert anymore so you will have to be self employed or employed with a salary /earnings less than 5 times salary.To pay no interest you will OBVIOUSLY have to have the same amount in savings as yohttps://community.betfair.com/tradefair__financials/go/thread/view/94198/23718246/offset-mortgage?post_id=425716254#425716254No Proof of earnings??? There is no such thing as self cert anymore so you will have to be self employed or employed with a salary /earnings less than 5 times salary.To pay no interest you will OBVIOUSLY have to have the same amount in savings as yoTue, 08 Dec 2009 03:40:18 -0600no proof of earningshttps://community.betfair.com/tradefair__financials/go/thread/view/94198/23718246/offset-mortgage?post_id=425716250#425716250no proof of earningsMon, 07 Dec 2009 14:29:30 -0600Im looking for a loan to cover 30% of the property pricehttps://community.betfair.com/tradefair__financials/go/thread/view/94198/23718246/offset-mortgage?post_id=425716246#425716246Im looking for a loan to cover 30% of the property priceMon, 07 Dec 2009 14:28:53 -0600try first directhttps://community.betfair.com/tradefair__financials/go/thread/view/94198/23718246/offset-mortgage?post_id=425716242#425716242try first directMon, 07 Dec 2009 13:47:21 -0600memeber of my family did not qualify with a account covering over double the value of the desired property.https://community.betfair.com/tradefair__financials/go/thread/view/94198/23718246/offset-mortgage?post_id=425716238#425716238memeber of my family did not qualify with a account covering over double the value of the desired property.Mon, 07 Dec 2009 12:39:02 -0600