New Posts For Thread: Tomorrows Bank Charges announcementhttps://community.betfair.com/tradefair__financials/go/thread/view/94198/23718094/tomorrows-bank-charges-announcementWill be in favour of the consumer NAPThenGordon Brown will order the banks to pay back the money just before his general electionJob DonePS. It was actually quite clever to make RBS and LLoyds change their overdraft charging structure recently. ParaPS - if you have recently had a charge and you write to your bank expressing that the charges are unreasonable for the error concerned, and that you understand it was there choice, (and not yours), to put anything other than a nil limit on your accouhttps://community.betfair.com/tradefair__financials/go/thread/view/94198/23718094/tomorrows-bank-charges-announcement?post_id=425713230#425713230PS - if you have recently had a charge and you write to your bank expressing that the charges are unreasonable for the error concerned, and that you understand it was there choice, (and not yours), to put anything other than a nil limit on your accouThu, 26 Nov 2009 08:18:29 -0600I agree with the scale of charges for puny amounts overdrawn. If this is legal then there are two standout points for me.1 - The energy companies are regularly over estimating bills and are therefore using my money as an unsecured loan, can I charghttps://community.betfair.com/tradefair__financials/go/thread/view/94198/23718094/tomorrows-bank-charges-announcement?post_id=425713222#425713222I agree with the scale of charges for puny amounts overdrawn. If this is legal then there are two standout points for me.1 - The energy companies are regularly over estimating bills and are therefore using my money as an unsecured loan, can I chargThu, 26 Nov 2009 08:13:30 -0600No, but none of the banks would have survived without all the liquidity given by the BoE. RBS and Lloyds were just in worse shape than the others.https://community.betfair.com/tradefair__financials/go/thread/view/94198/23718094/tomorrows-bank-charges-announcement?post_id=425713214#425713214No, but none of the banks would have survived without all the liquidity given by the BoE. RBS and Lloyds were just in worse shape than the others.Thu, 26 Nov 2009 07:03:14 -0600there would have been civil unrest had they all gone. in black and white facts do the treasury have a stake in HSBC or Barclays?https://community.betfair.com/tradefair__financials/go/thread/view/94198/23718094/tomorrows-bank-charges-announcement?post_id=425713206#425713206there would have been civil unrest had they all gone. in black and white facts do the treasury have a stake in HSBC or Barclays?Thu, 26 Nov 2009 05:27:04 -0600Not quite true, Gooseman. They would all have gone down without the support they got.https://community.betfair.com/tradefair__financials/go/thread/view/94198/23718094/tomorrows-bank-charges-announcement?post_id=425713202#425713202Not quite true, Gooseman. They would all have gone down without the support they got.Thu, 26 Nov 2009 05:24:21 -0600from now onwhen i get a letter saying my interest rate has automatically gone down without my approval i am going to write my bank a letter and charge them £38 for the inconvenienceAs if we have free banking anywaygooseman, you seem an intelligent bhttps://community.betfair.com/tradefair__financials/go/thread/view/94198/23718094/tomorrows-bank-charges-announcement?post_id=425713194#425713194from now onwhen i get a letter saying my interest rate has automatically gone down without my approval i am going to write my bank a letter and charge them £38 for the inconvenienceAs if we have free banking anywaygooseman, you seem an intelligent bThu, 26 Nov 2009 04:45:45 -0600GooseI actually agree with you regards the majority, however teh way teh banks charge is unfair and needs looking at. The cost of the charges in some cases is out of proportion with the crime! Banks are charging peopel on low incomes £30 per day forhttps://community.betfair.com/tradefair__financials/go/thread/view/94198/23718094/tomorrows-bank-charges-announcement?post_id=425713162#425713162GooseI actually agree with you regards the majority, however teh way teh banks charge is unfair and needs looking at. The cost of the charges in some cases is out of proportion with the crime! Banks are charging peopel on low incomes £30 per day forThu, 26 Nov 2009 03:13:00 -0600from now onwhen i get a letter saying my interest rate has automatically gone down without my approval i am going to write my bank a letter and charge them £38 for the inconvenienceAs if we have free banking anywaygooseman, you seem an intelligent bhttps://community.betfair.com/tradefair__financials/go/thread/view/94198/23718094/tomorrows-bank-charges-announcement?post_id=425713158#425713158from now onwhen i get a letter saying my interest rate has automatically gone down without my approval i am going to write my bank a letter and charge them £38 for the inconvenienceAs if we have free banking anywaygooseman, you seem an intelligent bWed, 25 Nov 2009 15:05:01 -0600wolsey - what you have to do is instruct your bank in writing to put a "nil limit" on your account. this means that any transaction wil bounce if your account is short by just 1p. The banks consider your credit worthness and allow most of us a fewhttps://community.betfair.com/tradefair__financials/go/thread/view/94198/23718094/tomorrows-bank-charges-announcement?post_id=425713154#425713154wolsey - what you have to do is instruct your bank in writing to put a "nil limit" on your account. this means that any transaction wil bounce if your account is short by just 1p. The banks consider your credit worthness and allow most of us a fewWed, 25 Nov 2009 08:58:52 -0600i do but clearly people aren't learning are they. they still do it. you got hit once and i bet you won't do it again....https://community.betfair.com/tradefair__financials/go/thread/view/94198/23718094/tomorrows-bank-charges-announcement?post_id=425713150#425713150i do but clearly people aren't learning are they. they still do it. you got hit once and i bet you won't do it again....Wed, 25 Nov 2009 07:31:07 -0600