New Posts For Thread: Mortgage availability?https://community.betfair.com/irish_sports/go/thread/view/94110/23603874/mortgage-availabilityAre the banks not giving out any at all? Im am thinking about getting on the ladder. Whose the best to go to? And how do they calculate your max mortgage these days? any advice please?ThanksBe patient and wait another year. Property prices will drop by 10% this year and possibly even more when the interest rates shoot up.https://community.betfair.com/irish_sports/go/thread/view/94110/23603874/mortgage-availability?post_id=422822814#422822814Be patient and wait another year. Property prices will drop by 10% this year and possibly even more when the interest rates shoot up.Fri, 22 Jan 2010 15:03:08 -0600Dont have any mention of Betfair or Paddys etc in any of your bank statements as theyll use them as an excuse to knock you back.https://community.betfair.com/irish_sports/go/thread/view/94110/23603874/mortgage-availability?post_id=422822738#422822738Dont have any mention of Betfair or Paddys etc in any of your bank statements as theyll use them as an excuse to knock you back.Fri, 22 Jan 2010 08:22:38 -0600If your looking for a mortgage..ask about grade 1 Life cover and they'll fall over themselves to get your mortgage..cancel or reduce it to a basic policy after 3 months then....https://community.betfair.com/irish_sports/go/thread/view/94110/23603874/mortgage-availability?post_id=422822678#422822678If your looking for a mortgage..ask about grade 1 Life cover and they'll fall over themselves to get your mortgage..cancel or reduce it to a basic policy after 3 months then....Thu, 21 Jan 2010 15:49:04 -0600Prob 40 bag off it next year.https://community.betfair.com/irish_sports/go/thread/view/94110/23603874/mortgage-availability?post_id=422822666#422822666Prob 40 bag off it next year.Thu, 21 Jan 2010 15:01:55 -0600All very valid points, but realistically a house worth 380k in 2007 and now available for €180k, how much further can they fall?https://community.betfair.com/irish_sports/go/thread/view/94110/23603874/mortgage-availability?post_id=422822662#422822662All very valid points, but realistically a house worth 380k in 2007 and now available for €180k, how much further can they fall?Thu, 21 Jan 2010 14:50:03 -0600if you were a lender would you lend money to someone for a house that you know is still massively over valued. people are trying to sell houses for 400 k and at the same time cannot rent them for 1000 / month. thats forty times earnings. there are blhttps://community.betfair.com/irish_sports/go/thread/view/94110/23603874/mortgage-availability?post_id=422822654#422822654if you were a lender would you lend money to someone for a house that you know is still massively over valued. people are trying to sell houses for 400 k and at the same time cannot rent them for 1000 / month. thats forty times earnings. there are blThu, 21 Jan 2010 14:47:38 -0600Public Workers getting their pay today, some1 on 40 K is down bout 300 cash at least a month.... Europe starting to recover, (while Ireland stays in the shi*ts) que rise in interest rates who said prices would bottom out in the summer? Hold tough forhttps://community.betfair.com/irish_sports/go/thread/view/94110/23603874/mortgage-availability?post_id=422822650#422822650Public Workers getting their pay today, some1 on 40 K is down bout 300 cash at least a month.... Europe starting to recover, (while Ireland stays in the shi*ts) que rise in interest rates who said prices would bottom out in the summer? Hold tough forThu, 21 Jan 2010 14:18:18 -0600Drawbacks include travellers living in your estate..you then have whats called ZERO Equity as opposed to negative Equity!!https://community.betfair.com/irish_sports/go/thread/view/94110/23603874/mortgage-availability?post_id=422822642#422822642Drawbacks include travellers living in your estate..you then have whats called ZERO Equity as opposed to negative Equity!!Thu, 21 Jan 2010 13:32:33 -0600Thanks for the input, Ive being waiting a long time to actually be in safe employment which I am now in. Im 33 and its too old to be living at home still. Its handy but not ideal. Im fairly clued in to whats happening, and prices will keep falling inhttps://community.betfair.com/irish_sports/go/thread/view/94110/23603874/mortgage-availability?post_id=422822638#422822638Thanks for the input, Ive being waiting a long time to actually be in safe employment which I am now in. Im 33 and its too old to be living at home still. Its handy but not ideal. Im fairly clued in to whats happening, and prices will keep falling inThu, 21 Jan 2010 13:11:57 -0600i do agree i do.spelling is important.:-)https://community.betfair.com/irish_sports/go/thread/view/94110/23603874/mortgage-availability?post_id=422822526#422822526i do agree i do.spelling is important.:-)Thu, 21 Jan 2010 07:32:18 -0600