General Betting
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Getting a mortgage with Betfair as only income
Getting a mortgage with Betfair as only income
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Replies: 325
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Incredible to think The Magician is banned while DWD can just ruin threads and carry on regardless.
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It would be better if instead of
"The contents of this post have been hidden for this blocked user: Do wah Diddy. You can manage your blocked users list here . " The post is just made completely invisible. This is the first time I've found it necessary to block someone. |
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HEY NOODLE I CAME ON THIS THREAD AFTER YOU HAD THANKED EVERYONE TWICE FOR THEIR INFORMATION,,I DONT SWEAR AND I DONT INSULT PEOPLE UNLESS THEY INSULT ME,AND I DONT VULGARISE,IF YOU TALK STUPID ABOUT GETTING A LOAN FROM BETTING INCOME YOU WILL ONLY ENCOURAGE STUPIS PEOPLE FROM RTEPLYING TO YOUR STUPIS QUESTION,DONT TAKE IT PERSONEL BUT I ALSO ASK STUPID QUESTIONS
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INVESTOR YOUR CHIT CHAT NAME GIVES YOU AWAY ,YOU THINK YOUR INPORTANT ,WELL YOU CAME FROM A CAVEMAN
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ZIPPER ZIP IT ,IM HERE WHILE THE SUN RISES IN THE EAST AND SETS IN THE WEST,AND KELLOGGS MAKE CORNFLAKES
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IM LIKE THE LITTLE BOY PLAYING FOOTBALL ON THE GRASS AND YOU WRITE TO THE COUNCIL ,SAYING PUT A SIGN UP ON THE GRASS NO BALL GAMES ON THE GRASS
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THEN WHEN ENGLAND DONT WIN THE WORLD CUP ,YOUR LOOKING FOR SOMEONE TO BLAME
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THE INVESTOR ,I BET YOU GET THE BEST AMOUNT OF INTEREST IN YOUR BANKING ACCOUNT,IVE SEEN YOUR TYPE IN THE QUE AT THE BANK AFTER AN EXTRA 1/4 PERCENT INTEREST WHILE IM TRYING TO PUT SOME MONEY IN MY BETFAIR ACCOUNT
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THE INVESTOR I BET YOU DONT BUY THE KIDS IN THE STREET AN ICE CREAM ,ON A SUNNY DAY
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THE INVESTOR YOUR THE TYPE THAT GOES IN THE TOILET,WHEN YOU GO OUT WITH YOUR FRIENDS SO YOU DONT HAVE TO GET THE FIRST ROUND IN
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THE INVESTOR,WHO DO YOU THINK YOU ARE LORD FONTILROY
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YOUR THE TYPE THAT WOULD WEAR BRACES IF YOU WORKED ON A BUILDING SITE
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THE INVESTOR YOU BLOCK ME THEN YOU WILL BE A BETTA BLOCKER
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YOU WILL FEEL VERY HIGH,WHEN YOUR A BEETA BLOCKER AND YOU WILL LOOK LIKE YOUR A DOPE
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IVE MET YOUR TYPE IN PUBS WITH HALF A GLASS OF LAGER ,AND A LAPTOP
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DEAR MR CAMERON 23-01-11
WE HAVE A DO WAH DIDDY ON OUR BETTING EXCHANGE FORUM ,IS THERE ANYTHING YOU CAN DO FOR US,IM SURE YOU WOULD GET LOTS OF VOTES IN THE NEXT ELECTION IF YOU COULD YOURS SINCERLY THE INVESTOR AND |
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Do wah Diddy 22 Jan 11 22:51
PEOPLE WILL SAY THEY DIDNT UNDERSTAND HIS HUMOUR,ITS BECAUSE I HAD TO SEE A SPEECH THERAPIST UNTILL I WAS 57 Do wah Diddy 22 Jan 11 22:53 ... Do wah Diddy 22 Jan 11 22:58 I ONLY SPOKE TO THE LADY NEXT DOOR ONCE ,I TOLD HER ,THAT HER DOG WAS SITTING IN OUR BACK GARDEN ,AND SHE SAID SHE WOULD SWEEP IT UP AFTER SHE HAD PUT THE WASHING MACHINE ON  |
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It's of little relevance now, but I got a self-cert mortgage as a full-time gambler back in 1991.
I had been a freelance translator before going full-time as a punter in 1989, but had retained my tax status as self-employed (I still do). I simply haven't had any earnings to declare since 1989. I had a brilliant jumps season in 1990-91 and was able to put down a £45k deposit on a £92.5k house. I used a broker, declared my employment as "self-employed translator" and earnings as "variable". In those happy days the Bank of Scotland leant me the money with no questions asked and even offered an additional drawdown facility. Though I paid off the loan by the end of the decade, it's easy to see how the Bank of Scotland bit the dust in the end with that kind of lending policy. If there's any relevance for the situation today, maybe getting yourself retrospectively registered as self-employed if you had a trade in the past would be a first step to respectability, but there would still be a long way to go in overcoming the obstacles you face now. |
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THANK YOU BENEATH THE WAVES I HOPE THIS CLEARS UP THE MATTER OF THE MORGAGE,SO I CAN GET ON WITH MY POSTS,
POT NOODLE HAD BEEN ON HERE 2 DAYS AND CLOSED THE THREAD BY SAYING THANK YOU NOT ONCE BUT TWICE,AND HE SAID THANK YOU TO ALL THOSE THAT REPLIED,I THEN CAME ON WITH MY TWO PENNETH OF WISDOM I DIDNT SERVE AS A SIXER IN THE CUBS ,SO PEOPLE COULD WALK ALL OVER ME AND TELL ME WHAT TO DO,AND YOU CAN ASK OUR KALOUR AND BARLOO IF YOU DONT BELIEVE ME |
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I WAS ALSO THOUGHT VERY HIGHLY OF ,ON THE YOUTH CLUB COMMITTEE,
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PEOPLE LIKE THEM THINK TABLE TENNIS BALLS JUST APPEAR ,IT WAS PEOPLE LIKE ME AND JAMES WHO HAD TO SPEND OUR TIME LOOKING FOR THEM TO BUY,
I COULD HAVE KEPT THE DUNLOP ONES FOR US GOOD PLAYERS, AND GAVE THE OTHERS THE CHEAP BALLS ,BUT WE USE TO LET EVERYONE USE THEM WE HAD MORALS |
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POT NOODLE YOU SAY THE MAGICIAN GOT BANNED ,ARE YOU SURE ONE OF HIS DISSAPEARING TRICKS JUST WENT WRONG AND HES STILL IN SPACE
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I HAD A FRIEND WHO WAS TRAINING TO BE A AN IMPERSONATOR,HE CALLED HIM SELF THE IMPERSONATOR .LIKE THE INVESTOR CALLS HIMSELF THE INVESTOR,
BACK TO MY FRIEND THE IMPERSONATOR ,HE WASNT VERY GOOD ,HE TRIED TO DO THE INVISABLE MAN ,AND NOBODYS EVER SEEN HIM SINCE |
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THERES SEVEN OF US ON HERE NOW ,WE ONLY NEED SNOW WHITE AND WEVE GOT A PANTOMINE
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HI HO ,HI HO ,ITS OFF TO BETFAIR WE GO
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THERES ONLY 6 NOW GRUMPS JUST SPIT HIS DUMMY OUT
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THERES ONLY FIVE NOW,I DONT THINK GRUMPYS FRIEND WANTED ME TO DISCLOSE HIS NAME
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THERE WERE 5 ON THE THREAD AND THE LITTLE ONE SAID
ITS ABOUT TIME YOU WENT TO BED GOOD NIGHT |
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Good night, DDD.
I hope you've got enough for the meter to boil a kettle and fill your hot water bottle. |
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screaming from beneaththewaves 23 Jan 11 22:10
put down a £45k deposit on a £92.5k house. it's easy to see how the Bank of Scotland bit the dust in the end with that kind of lending policy. you seem pretty bright, where was the risk for the bank in your situation? if you dont repay they repossess. |
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BENEATH THE WAVES ONLY ANSWER THE QUESTION IF YOU WANT TO ,DONT BE BULLIED INTO ANYTHING,I DONT LIKE THE TONE OF HIS TYPING
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How about inserting three dots to indicate the chunk of text you omitted, R...RAT?
This was 1991, when property prices were tumbling, so there was no cast-iron guarantee the value of the property would hold. As it happens, that house I bought for £92.5k had initially been offered for sale at £150k. And do you understand what a drawdown facility is? The Bank was offering to lend me more cash, right up to the value of the house, without me requesting that loan facility, and without me having provided any proof of any income at all. And thanks for your support, DDD, but it's hard to feel bullied by someone trying to sound threatening on an anonymous message board. |
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IM LIKE THE ROLF HARRIS SONG DID YOU THINK I WOULD LEAVE YOU STANDING THERE WHEN THERES ROOM ON MY HORSE FOR 2
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John Charcol used to specialise in self cert mortgages , thats where ive gone in the past - might be a bit trickier these days tho - good luck !
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do wah you sh1t stirrer
im a fan.scream no i didnt know what a drawdown facility was and agree that is bad practise. screaming from beneaththewaves Joined: 30 Jan 05 ut it's hard to feel bullied by someone trying to sound threatening on an anonymous message board. lol i wrote you sound bright and asked where was their a risk to the bank anyway i was correct you are quite bright and educated me as to where the poor practise from the bank stemmed, but i still think that a 50% deposit alone is not a risky loan. hope my tone isnt of a threatening bullying tone. |
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Spoke to a financial person today he says my only option would be to pay outright or declare earnings to the tax man.
Might just stay renting instead now. Thanks for all the sensible replies they were helpful. GL all. |
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If I still had that drawdown facility, I would by DDD and RR a pint so we could all be friends again.
 uI agree 50% loan to value with no proof of income is a better risk from the bank's point of view than 90% loan to value with a job that might disappear tomorrow. Yet the banks are now happy to offer the latter but no longer the former. The drawdown facility was a bit of an eye-opener for me as well. In those days they offered a maximum of 85% for self-certified mortgages, yet then went and effectively made them 100% mortgages as long as you kept up the interest payments. |
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ROLAND RAT IM A FAN OF YOU TO
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HEY POT NOODLE IM GLAD YOU GOT SORTED OUT,AND YOU HAVE LAID THE PATH FOR OTHERS TO FOLLOW,YOUR LIKE DORATHY ON THE YELLOW BRICK ROAD
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