bank of scotland 1.15%

1.6 percent at HSBC without having to lock your money in to a fixed term.

Tesco also offer 1.6 percent for a one-year fixed term.  HSBC still the best, though, as its account is easy access with no penalty.

Though with easy access accounts they can change the rate at any time.

Very true, Pump, that's happened to me many times.  A saver needs to be as ruthless as the banks; no loyalty whatsoever and prepared to move their funds to garner the best possible return.

where would you guys recommend 30k for 3 years ? cheers

Easy access or fixed term?

£160 on 10K....might as well leave it under the bed. Its the Govt's way of making you spend it to boost the economy instead of saving, bizarre seeing how it's borrowers that got us in this mess. Basically, if you have money, please spend it, if you don't please don't borrow any.

We should en-mass all withdraw our money from these pathetic ISA rate accounts, but of course the fear of losing the 'tax free' wrapper will stop people (even though work naff all at the moment)

where would you guys recommend 30k for 3 years

10 shipping containers sub leased at 12% paid monthly

fixed term

don't understand that burt wind up ?

Tesco offer 2.35 percent for a three-year deal (from memory).  Covered by the government's compensation scheme and pays interest monthly to your own bank account if required.

Apologies I cannot stay to chat just now, but good luck.

no wind up google shipping container investments, I would't give everyone this tip but I know you do have poor judgement

Sounds like the old Wine Investmsnts some twunt was trying to get me to invest in.

cheers anyway

1.62  with skipton fixed for a year