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14 Jan 10
12:15
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Date Joined:
20 Aug 02
Fixed rate just ended so have dropped onto standard variable of 2% above the base rate, ie. 2.5%.
Are any of the major lenders providing a more attractive standard variable than that? I assume any fixed rates aren't worth taking at the moment as they will be higher than that.
Cheers.
Are any of the major lenders providing a more attractive standard variable than that? I assume any fixed rates aren't worth taking at the moment as they will be higher than that.
Cheers.
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I withdraw the cheers from the end of that. It was kind of a thanks in advance.
as there is really only ONE way the rates can go ...^^UP ^^.....
and the downside is sooooo small..
why do people not ** themselves in to 3.9% for 10 years or whatever is length is the maximum ?
and the downside is sooooo small..
why do people not ** themselves in to 3.9% for 10 years or whatever is length is the maximum ?
Maybe becuase such deals don't exist. Happy to be proved otherwise.
I can guarantee you no-one is offering 3.9% for 10 years. Fixed rates are like buying insurance. The likelihood is that you will end up paying more by taking them (which is why banks are happy to offer them) but you are paying for the certainty. If you can't afford any more than the**you are being offered then it is a smart thing to do for the piece of mind.
But in answer to the original question, 2% above base is a cracking deal. I'm not aware of anything better than that.
But in answer to the original question, 2% above base is a cracking deal. I'm not aware of anything better than that.
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