New Posts For Thread: Vehicle/Motor Insurancehttps://community.betfair.com/chit_chat/go/thread/view/94038/31642035/vehiclemotor-insuranceI contacted the above regarding unused vehicle during the period of lockdown asking for a refund. I was told possibly downgrade policy to the basic ie social and domestic only (no business). A decision expected on tuesday. If so, I'd expect about a 1I appreciate the point, it's something I weighed up when the lock down was originally initiated. In most cases it won't be viable for most people. As most will still require a level of cover, would suffer multiple admin charges and only impact upon ahttps://community.betfair.com/chit_chat/go/thread/view/94038/31642035/vehiclemotor-insurance?post_id=559160725#559160725I appreciate the point, it's something I weighed up when the lock down was originally initiated. In most cases it won't be viable for most people. As most will still require a level of cover, would suffer multiple admin charges and only impact upon aSun, 12 Apr 2020 12:34:39 -0500I think we are talking specifically about the period of lockdown when the vehicle/car is not in use or not used for it's insured for; fewer cars on the road/lesser usage = lesser claims - other factors being equal. As some companies also factor in frhttps://community.betfair.com/chit_chat/go/thread/view/94038/31642035/vehiclemotor-insurance?post_id=559160635#559160635I think we are talking specifically about the period of lockdown when the vehicle/car is not in use or not used for it's insured for; fewer cars on the road/lesser usage = lesser claims - other factors being equal. As some companies also factor in frSun, 12 Apr 2020 12:16:40 -0500Suspension shouldn't have negatives on premiums. NCB requirements will align with the suspension.https://community.betfair.com/chit_chat/go/thread/view/94038/31642035/vehiclemotor-insurance?post_id=559160519#559160519Suspension shouldn't have negatives on premiums. NCB requirements will align with the suspension.Sun, 12 Apr 2020 11:58:34 -0500not sure its worth it for the average person and they are likely to black list ( be less generous for quotes)you for the renewal next year- legally they shouldn't but in car insurance where if someone smashes into you, you are the victim and your ownhttps://community.betfair.com/chit_chat/go/thread/view/94038/31642035/vehiclemotor-insurance?post_id=559160501#559160501not sure its worth it for the average person and they are likely to black list ( be less generous for quotes)you for the renewal next year- legally they shouldn't but in car insurance where if someone smashes into you, you are the victim and your ownSun, 12 Apr 2020 11:56:43 -0500Definitely for you Scamp it is worthwhile suspending. As long as you can bare the theft risk. In regard to employment, it's down to the algorithms. They can be pretty random at times.https://community.betfair.com/chit_chat/go/thread/view/94038/31642035/vehiclemotor-insurance?post_id=559160497#559160497Definitely for you Scamp it is worthwhile suspending. As long as you can bare the theft risk. In regard to employment, it's down to the algorithms. They can be pretty random at times.Sun, 12 Apr 2020 11:56:32 -0500Applies to a lot of jobs ...say any office job is cheaperhttps://community.betfair.com/chit_chat/go/thread/view/94038/31642035/vehiclemotor-insurance?post_id=559160487#559160487Applies to a lot of jobs ...say any office job is cheaperSun, 12 Apr 2020 11:54:23 -0500Just a quick add on ...do you know if you put down you are unemployed it costs you more than if you are employed for car insurance ..this aphttps://community.betfair.com/chit_chat/go/thread/view/94038/31642035/vehiclemotor-insurance?post_id=559160477#559160477Just a quick add on ...do you know if you put down you are unemployed it costs you more than if you are employed for car insurance ..this apSun, 12 Apr 2020 11:53:25 -0500What I meant was to suspend payments but still be insured ...I don't really think that is a big ask ...council tax payments can be suspended but will added on at the end ...but I cant imagine that insurance companies will be as accommodating ...theyhttps://community.betfair.com/chit_chat/go/thread/view/94038/31642035/vehiclemotor-insurance?post_id=559160463#559160463What I meant was to suspend payments but still be insured ...I don't really think that is a big ask ...council tax payments can be suspended but will added on at the end ...but I cant imagine that insurance companies will be as accommodating ...theySun, 12 Apr 2020 11:52:04 -0500Imagine one owns a delivery vehicle for non-essential goods eg white goods for household/furniture, etc. The insurance and car tax costs are humongous.https://community.betfair.com/chit_chat/go/thread/view/94038/31642035/vehiclemotor-insurance?post_id=559160423#559160423Imagine one owns a delivery vehicle for non-essential goods eg white goods for household/furniture, etc. The insurance and car tax costs are humongous.Sun, 12 Apr 2020 11:49:06 -0500Motor claims should be radically reduced for sure. But many people will still be driving, and all will want theft cover.https://community.betfair.com/chit_chat/go/thread/view/94038/31642035/vehiclemotor-insurance?post_id=559160359#559160359Motor claims should be radically reduced for sure. But many people will still be driving, and all will want theft cover.Sun, 12 Apr 2020 11:43:07 -0500