New Posts For Thread: serious pension advicehttps://community.betfair.com/chit_chat/go/thread/view/94038/31477779/serious-pension-advicein a standard life fund that I suppose like many others has performed abysmally over the last 5,6 months and lost 10 grand in that timein 9 years in a range from starting from 50 grand, to 140 grand of which ive paid in with tax relief 5 grand a yeacider right , I take 27o from one side of the fund crystalised fund, comes in my bank one day and goes out the next withy me topping it up and tax relief ,making £400 going into the un crystalised side of the fund, so there roughly now49 grand cryshttps://community.betfair.com/chit_chat/go/thread/view/94038/31477779/serious-pension-advice?post_id=556373231#556373231cider right , I take 27o from one side of the fund crystalised fund, comes in my bank one day and goes out the next withy me topping it up and tax relief ,making £400 going into the un crystalised side of the fund, so there roughly now49 grand crysFri, 11 Jan 2019 05:25:15 -0600bit more info plan is already in drawdown as I took 18 grand out of it8 yrs ago to pay mortgage off, which left 50 grand in drawdown which give me 271 quid a month which comes in my bank one day and goes out the next reinvested in the plan, accordinghttps://community.betfair.com/chit_chat/go/thread/view/94038/31477779/serious-pension-advice?post_id=556370763#556370763bit more info plan is already in drawdown as I took 18 grand out of it8 yrs ago to pay mortgage off, which left 50 grand in drawdown which give me 271 quid a month which comes in my bank one day and goes out the next reinvested in the plan, accordingThu, 10 Jan 2019 15:00:29 -0600"At a bit of a loss to understand how the fund has managed not to make you any money "I said this much earlier. His fund is listed with a growth chart and it's been doing ok, it should have made him decent money.https://community.betfair.com/chit_chat/go/thread/view/94038/31477779/serious-pension-advice?post_id=556370653#556370653"At a bit of a loss to understand how the fund has managed not to make you any money "I said this much earlier. His fund is listed with a growth chart and it's been doing ok, it should have made him decent money.Thu, 10 Jan 2019 14:45:20 -06001TP I realise it's easier said than done, but try not to assess performance over such a short time frame. We've effectively had a bull market for 9 years up to this last year, so some 'correction' is to be expected. Nobody can time the market perfecthttps://community.betfair.com/chit_chat/go/thread/view/94038/31477779/serious-pension-advice?post_id=556370443#5563704431TP I realise it's easier said than done, but try not to assess performance over such a short time frame. We've effectively had a bull market for 9 years up to this last year, so some 'correction' is to be expected. Nobody can time the market perfectThu, 10 Jan 2019 14:24:34 -0600At a bit of a loss to understand how the fund has managed not to make you any money - your original £50k investment at 100p should have gained £40k on its own, unless you have taken money out of it.https://community.betfair.com/chit_chat/go/thread/view/94038/31477779/serious-pension-advice?post_id=556368615#556368615At a bit of a loss to understand how the fund has managed not to make you any money - your original £50k investment at 100p should have gained £40k on its own, unless you have taken money out of it.Thu, 10 Jan 2019 09:47:21 -0600GOT SOME INFO back about my funds performance on a volatility scale of 1 to 7 ,7 been high my fund is considered mid range at 4 and the unit price throughout the year was10 jan 2018 19221 march 2018 18210 aug 2018 19225 dec 2018 17510 jan 2019https://community.betfair.com/chit_chat/go/thread/view/94038/31477779/serious-pension-advice?post_id=556367881#556367881GOT SOME INFO back about my funds performance on a volatility scale of 1 to 7 ,7 been high my fund is considered mid range at 4 and the unit price throughout the year was10 jan 2018 19221 march 2018 18210 aug 2018 19225 dec 2018 17510 jan 2019Thu, 10 Jan 2019 07:53:29 -0600Thankshttps://community.betfair.com/chit_chat/go/thread/view/94038/31477779/serious-pension-advice?post_id=556358549#556358549ThanksTue, 08 Jan 2019 14:53:30 -0600Should be reasonably straight forward then, albeit some of the old school operators are incredibly antiquated. I recently had to populate a 7 page document just to switch funds within my workplace scheme The government are looking into creating a penhttps://community.betfair.com/chit_chat/go/thread/view/94038/31477779/serious-pension-advice?post_id=556358499#556358499Should be reasonably straight forward then, albeit some of the old school operators are incredibly antiquated. I recently had to populate a 7 page document just to switch funds within my workplace scheme The government are looking into creating a penTue, 08 Jan 2019 14:49:47 -0600There is no GARhttps://community.betfair.com/chit_chat/go/thread/view/94038/31477779/serious-pension-advice?post_id=556358443#556358443There is no GARTue, 08 Jan 2019 14:44:37 -0600as I said above he won't be able to TV without advice if there is a GAR. (It is v unlikely that there will be one.)https://community.betfair.com/chit_chat/go/thread/view/94038/31477779/serious-pension-advice?post_id=556358401#556358401as I said above he won't be able to TV without advice if there is a GAR. (It is v unlikely that there will be one.)Tue, 08 Jan 2019 14:41:15 -0600