New Posts For Thread: Pension / Equityhttps://community.betfair.com/chit_chat/go/thread/view/94038/30634851/pension-equityAppreciate any advice from the wise old heads that lurk on the forums. I currently pay £500 a month into a pension, have been doing so for 3 years. I own my own business and without setting the world on fire do ok. I hear many conflicting reports abthanks for the advice desmondhttps://community.betfair.com/chit_chat/go/thread/view/94038/30634851/pension-equity?post_id=547345361#547345361thanks for the advice desmondTue, 05 Jan 2016 09:10:58 -06001st time poster 04 Jan 16 17:19 Joined: 25 Dec 05 | Topic/replies: 17,339 | Blogger: 1st time poster's blogwhilst pension advice is been given outive got 120k in a private sipp and 30 grand in a works stakeholder from which ive just been made redundahttps://community.betfair.com/chit_chat/go/thread/view/94038/30634851/pension-equity?post_id=547345255#5473452551st time poster 04 Jan 16 17:19 Joined: 25 Dec 05 | Topic/replies: 17,339 | Blogger: 1st time poster's blogwhilst pension advice is been given outive got 120k in a private sipp and 30 grand in a works stakeholder from which ive just been made redundaTue, 05 Jan 2016 09:05:01 -0600For those investing through company schemes, if the company refunds the employer’s National Insurance (13.8%) with your salary sacrifice, then this makes a significant difference. If you invest in your own private pension, you will get your tax refhttps://community.betfair.com/chit_chat/go/thread/view/94038/30634851/pension-equity?post_id=547344521#547344521For those investing through company schemes, if the company refunds the employer’s National Insurance (13.8%) with your salary sacrifice, then this makes a significant difference. If you invest in your own private pension, you will get your tax refTue, 05 Jan 2016 07:47:39 -0600By pension mutures in a few years. I've got a pot of about £2,000...decisions decisionshttps://community.betfair.com/chit_chat/go/thread/view/94038/30634851/pension-equity?post_id=547344449#547344449By pension mutures in a few years. I've got a pot of about £2,000...decisions decisionsTue, 05 Jan 2016 07:41:27 -0600the mail,telegraph very keen on advising their so called readers [ higher tax payers ]to squirrel anything they can afford into their pensions before the budget, with osbourne wildly predicted to introduce a flat rate of maybe 30 or 25%, for balancehttps://community.betfair.com/chit_chat/go/thread/view/94038/30634851/pension-equity?post_id=547343845#547343845the mail,telegraph very keen on advising their so called readers [ higher tax payers ]to squirrel anything they can afford into their pensions before the budget, with osbourne wildly predicted to introduce a flat rate of maybe 30 or 25%, for balanceTue, 05 Jan 2016 06:42:38 -0600For clarity, if an individual makes a payment into a pension, from their own bank account, then the pension company applies to HMRC for basic rate tax relief on the contribution, which HMRC then pays on the grossed up amount. So, if you pay £100 inhttps://community.betfair.com/chit_chat/go/thread/view/94038/30634851/pension-equity?post_id=547343221#547343221For clarity, if an individual makes a payment into a pension, from their own bank account, then the pension company applies to HMRC for basic rate tax relief on the contribution, which HMRC then pays on the grossed up amount. So, if you pay £100 inTue, 05 Jan 2016 05:13:28 -0600The requirement is contact with people stow,if you have lots of hobbies or several mistresses all well and good !https://community.betfair.com/chit_chat/go/thread/view/94038/30634851/pension-equity?post_id=547337651#547337651The requirement is contact with people stow,if you have lots of hobbies or several mistresses all well and good !Mon, 04 Jan 2016 14:46:12 -0600Work should not be the answer. How about golf/fishing/an allotment/a cycling or keep fit club/or anything else but work ......https://community.betfair.com/chit_chat/go/thread/view/94038/30634851/pension-equity?post_id=547337553#547337553Work should not be the answer. How about golf/fishing/an allotment/a cycling or keep fit club/or anything else but work ......Mon, 04 Jan 2016 14:37:46 -0600A forum first, EO,ftp and Facts all behaving sensibly towards each other !!As a recently retired chappie I strongly recommend you get some part time or voluntary work ftp, you go out of your mind with boredom after the initial enjoyment of free timehttps://community.betfair.com/chit_chat/go/thread/view/94038/30634851/pension-equity?post_id=547337531#547337531A forum first, EO,ftp and Facts all behaving sensibly towards each other !!As a recently retired chappie I strongly recommend you get some part time or voluntary work ftp, you go out of your mind with boredom after the initial enjoyment of free timeMon, 04 Jan 2016 14:33:00 -0600You'll have to go full time on here. Everyone's a winner.https://community.betfair.com/chit_chat/go/thread/view/94038/30634851/pension-equity?post_id=547337343#547337343You'll have to go full time on here. Everyone's a winner.Mon, 04 Jan 2016 14:18:00 -0600