New Posts For Thread: How do you go about remortgaging?https://community.betfair.com/chit_chat/go/thread/view/94038/30314037/how-do-you-go-about-remortgagingNever done it before. My last payment is Sept 1. By then I will owe about 75k, flat prob worth about 150k, give or take. Fancy gettingA 75% mortgage, ie. 112.5k, thus taking 37.5k in cash out the flat – Can I do this? I want an offset mortgage s^^sounds good mate^^https://community.betfair.com/chit_chat/go/thread/view/94038/30314037/how-do-you-go-about-remortgaging?post_id=540862269#540862269^^sounds good mate^^Sat, 09 Aug 2014 11:40:38 -0500Had the chatwith LandC last Sunday and have been filling in forms etc all week, am applying for a 2.89pc deal with no fees and £200 cashback with Woolwich. Hopefully it all gets sorted by the end of the month. Viewed a BTL place in Biggleswade thihttps://community.betfair.com/chit_chat/go/thread/view/94038/30314037/how-do-you-go-about-remortgaging?post_id=540859085#540859085Had the chatwith LandC last Sunday and have been filling in forms etc all week, am applying for a 2.89pc deal with no fees and £200 cashback with Woolwich. Hopefully it all gets sorted by the end of the month. Viewed a BTL place in Biggleswade thiSat, 09 Aug 2014 08:54:15 -0500Cheers all, some sound advice coming through now. Have requested a call back from L and C.https://community.betfair.com/chit_chat/go/thread/view/94038/30314037/how-do-you-go-about-remortgaging?post_id=540756777#540756777Cheers all, some sound advice coming through now. Have requested a call back from L and C.Sun, 03 Aug 2014 01:48:24 -0500L&C mortgage brokers. No charges and they are the biggest in the country.I've had excellent, very friendly service from them. They do all the forms for you as well as finding you the best mortgage.They make their money from the mortgage companies.https://community.betfair.com/chit_chat/go/thread/view/94038/30314037/how-do-you-go-about-remortgaging?post_id=540756419#540756419L&C mortgage brokers. No charges and they are the biggest in the country.I've had excellent, very friendly service from them. They do all the forms for you as well as finding you the best mortgage.They make their money from the mortgage companies.Sat, 02 Aug 2014 23:29:49 -0500^^^^^^ just to add, to answer my own question, I know the stock answer is "because IFAs have access to the best deals". In my own experience that certainly wasn't the case and I did get offers from a few of them, but like I said it was 10 years ago shttps://community.betfair.com/chit_chat/go/thread/view/94038/30314037/how-do-you-go-about-remortgaging?post_id=540754003#540754003^^^^^^ just to add, to answer my own question, I know the stock answer is "because IFAs have access to the best deals". In my own experience that certainly wasn't the case and I did get offers from a few of them, but like I said it was 10 years ago sSat, 02 Aug 2014 17:34:11 -0500Rob this was about 10 years ago and I don't know if things have changed but when I remortgaged I just went on to money supermarket and did my own research and got a much better deal than any of the ones I was offered by IFAs. Why pay a middleman?https://community.betfair.com/chit_chat/go/thread/view/94038/30314037/how-do-you-go-about-remortgaging?post_id=540753929#540753929Rob this was about 10 years ago and I don't know if things have changed but when I remortgaged I just went on to money supermarket and did my own research and got a much better deal than any of the ones I was offered by IFAs. Why pay a middleman?Sat, 02 Aug 2014 17:28:35 -0500Is that normal? What does it cost? My FTB mortgage cost nowt because the agent got a cut fromthe bank.https://community.betfair.com/chit_chat/go/thread/view/94038/30314037/how-do-you-go-about-remortgaging?post_id=540753245#540753245Is that normal? What does it cost? My FTB mortgage cost nowt because the agent got a cut fromthe bank.Sat, 02 Aug 2014 16:33:56 -0500IFAtrot along to see one, sorted!https://community.betfair.com/chit_chat/go/thread/view/94038/30314037/how-do-you-go-about-remortgaging?post_id=540753169#540753169IFAtrot along to see one, sorted!Sat, 02 Aug 2014 16:27:35 -0500*with all that kind of stuffhttps://community.betfair.com/chit_chat/go/thread/view/94038/30314037/how-do-you-go-about-remortgaging?post_id=540752221#540752221*with all that kind of stuffSat, 02 Aug 2014 15:28:15 -0500Rob, Aspro is brilliant will all of that kind of stuff and knows all the ins and outs of it all.I haven't seen him post for ages though, so don't know if he still looks in or not.You could always send him a PM on the beta platform and see if he respohttps://community.betfair.com/chit_chat/go/thread/view/94038/30314037/how-do-you-go-about-remortgaging?post_id=540752195#540752195Rob, Aspro is brilliant will all of that kind of stuff and knows all the ins and outs of it all.I haven't seen him post for ages though, so don't know if he still looks in or not.You could always send him a PM on the beta platform and see if he respoSat, 02 Aug 2014 15:27:44 -0500