New Posts For Thread: Getting a mortgagehttps://community.betfair.com/chit_chat/go/thread/view/94038/29984823/getting-a-mortgageMy fixed rate mortgage deal ends on October 31 and I'm looking to get a new fixed rate deal. It's the first time I've tried to get a mortgage without the help of my mate's dad, who retired a few years ago. What am I better off doing: going it alone oWHAT DO I DO NOW - short sterling is pricing a uk base rate rise as early as the end of this year....the era of ultra low rates is coming to an end...my strong advise to somebody in your position is to look at the yorkshire bs 10 year 3.89% fixed rathttps://community.betfair.com/chit_chat/go/thread/view/94038/29984823/getting-a-mortgage?post_id=533458419#533458419WHAT DO I DO NOW - short sterling is pricing a uk base rate rise as early as the end of this year....the era of ultra low rates is coming to an end...my strong advise to somebody in your position is to look at the yorkshire bs 10 year 3.89% fixed ratFri, 28 Jun 2013 10:23:56 -0500No harm in asking a broker - especially if there is no fee to be paid.Look yourself at direct deals and ask a broker would be my advice.https://community.betfair.com/chit_chat/go/thread/view/94038/29984823/getting-a-mortgage?post_id=533449283#533449283No harm in asking a broker - especially if there is no fee to be paid.Look yourself at direct deals and ask a broker would be my advice.Fri, 28 Jun 2013 03:44:12 -0500I'm not doubting that screaming and to be honest I don't know that much about it other than a common sense point of view but it seems that Mervyn King agrees with me The eye-watering mortgage debts of homeowners in their 30s and 40s means that the Bahttps://community.betfair.com/chit_chat/go/thread/view/94038/29984823/getting-a-mortgage?post_id=533448603#533448603I'm not doubting that screaming and to be honest I don't know that much about it other than a common sense point of view but it seems that Mervyn King agrees with me The eye-watering mortgage debts of homeowners in their 30s and 40s means that the BaFri, 28 Jun 2013 02:14:06 -0500Toffee87: It's got nothing to do with "the government raising interest rates". The US government is paying more interest on its debt, so the rest of the world follows suit. It doesn't matter what the UK government or the Bank of England wants or thehttps://community.betfair.com/chit_chat/go/thread/view/94038/29984823/getting-a-mortgage?post_id=533441985#533441985Toffee87: It's got nothing to do with "the government raising interest rates". The US government is paying more interest on its debt, so the rest of the world follows suit. It doesn't matter what the UK government or the Bank of England wants or theThu, 27 Jun 2013 17:25:18 -0500elise 27 Jun 13 20:09just ask your current lender whether they can do something for you otherwise you'll be switching, if they can do you a deal it will save you a load of time and hassle and you might even get a better deal than anything advertisedGhttps://community.betfair.com/chit_chat/go/thread/view/94038/29984823/getting-a-mortgage?post_id=533436649#533436649elise 27 Jun 13 20:09just ask your current lender whether they can do something for you otherwise you'll be switching, if they can do you a deal it will save you a load of time and hassle and you might even get a better deal than anything advertisedGThu, 27 Jun 2013 14:35:22 -0500I just cant see the government raising interest rates prior to the next general election - that would be even more suicide than any other decision they have madeLow interest rates are the only thing keeping the country afloat IMO as so many people hahttps://community.betfair.com/chit_chat/go/thread/view/94038/29984823/getting-a-mortgage?post_id=533436109#533436109I just cant see the government raising interest rates prior to the next general election - that would be even more suicide than any other decision they have madeLow interest rates are the only thing keeping the country afloat IMO as so many people haThu, 27 Jun 2013 14:19:30 -0500http://uk.reuters.com/article/2013/06/26/uk-britain-boe-fpc-idUKBRE95P0FU20130626The Bank of England warned banks and borrowers on Wednesday they may be vulnerable if there is an abrupt rise in global interest rates which could require lenders to bolhttps://community.betfair.com/chit_chat/go/thread/view/94038/29984823/getting-a-mortgage?post_id=533435789#533435789http://uk.reuters.com/article/2013/06/26/uk-britain-boe-fpc-idUKBRE95P0FU20130626The Bank of England warned banks and borrowers on Wednesday they may be vulnerable if there is an abrupt rise in global interest rates which could require lenders to bolThu, 27 Jun 2013 14:09:28 -0500your fixed rate ends, but you still have a mortgageso just ask your current lender whether they can do something for you otherwise you'll be switching, if they can do you a deal it will save you a load of time and hassle and you might even get a betthttps://community.betfair.com/chit_chat/go/thread/view/94038/29984823/getting-a-mortgage?post_id=533435771#533435771your fixed rate ends, but you still have a mortgageso just ask your current lender whether they can do something for you otherwise you'll be switching, if they can do you a deal it will save you a load of time and hassle and you might even get a bettThu, 27 Jun 2013 14:09:09 -0500What is this about interest rates not budging for a few years yet? Yields are rising on US Treasuries as we speak and, if you can lend to the US government at a higher rate, then every other interest rate rises as a consequence. The Bank of England chttps://community.betfair.com/chit_chat/go/thread/view/94038/29984823/getting-a-mortgage?post_id=533435619#533435619What is this about interest rates not budging for a few years yet? Yields are rising on US Treasuries as we speak and, if you can lend to the US government at a higher rate, then every other interest rate rises as a consequence. The Bank of England cThu, 27 Jun 2013 14:03:09 -0500Cheers, gents.toffee87 27 Jun 13 16:51How much equity do you have in the house %wiseAt least 25%. I'm gonna get some estate agents round in the next few weeks to give me a valuation.If I need a mortgage from November 1, when should I start applying fhttps://community.betfair.com/chit_chat/go/thread/view/94038/29984823/getting-a-mortgage?post_id=533433337#533433337Cheers, gents.toffee87 27 Jun 13 16:51How much equity do you have in the house %wiseAt least 25%. I'm gonna get some estate agents round in the next few weeks to give me a valuation.If I need a mortgage from November 1, when should I start applying fThu, 27 Jun 2013 12:39:48 -0500