New Posts For Thread: Current mortgage rateshttps://community.betfair.com/chit_chat/go/thread/view/94038/23445498/current-mortgage-ratesFixed rate just ended so have dropped onto standard variable of 2% above the base rate, ie. 2.5%.Are any of the major lenders providing a more attractive standard variable than that? I assume any fixed rates aren't worth taking at the moment as theyI can guarantee you no-one is offering 3.9% for 10 years. Fixed rates are like buying insurance. The likelihood is that you will end up paying more by taking them (which is why banks are happy to offer them) but you are paying for the certainty. If yhttps://community.betfair.com/chit_chat/go/thread/view/94038/23445498/current-mortgage-rates?post_id=418623906#418623906I can guarantee you no-one is offering 3.9% for 10 years. Fixed rates are like buying insurance. The likelihood is that you will end up paying more by taking them (which is why banks are happy to offer them) but you are paying for the certainty. If yThu, 14 Jan 2010 09:23:29 -0600Maybe becuase such deals don't exist. Happy to be proved otherwise.https://community.betfair.com/chit_chat/go/thread/view/94038/23445498/current-mortgage-rates?post_id=418623878#418623878Maybe becuase such deals don't exist. Happy to be proved otherwise.Thu, 14 Jan 2010 09:21:14 -0600as there is really only ONE way the rates can go ...^^UP ^^.....and the downside is sooooo small..why do people not ** themselves in to 3.9% for 10 years or whatever is length is the maximum ?https://community.betfair.com/chit_chat/go/thread/view/94038/23445498/current-mortgage-rates?post_id=418623858#418623858as there is really only ONE way the rates can go ...^^UP ^^.....and the downside is sooooo small..why do people not ** themselves in to 3.9% for 10 years or whatever is length is the maximum ?Thu, 14 Jan 2010 09:15:24 -0600I withdraw the cheers from the end of that. It was kind of a thanks in advance.https://community.betfair.com/chit_chat/go/thread/view/94038/23445498/current-mortgage-rates?post_id=418623746#418623746I withdraw the cheers from the end of that. It was kind of a thanks in advance.Thu, 14 Jan 2010 08:14:49 -0600Fixed rate just ended so have dropped onto standard variable of 2% above the base rate, ie. 2.5%.Are any of the major lenders providing a more attractive standard variable than that? I assume any fixed rates aren't worth taking at the moment as theyhttps://community.betfair.com/chit_chat/go/thread/view/94038/23445498/current-mortgage-rates?post_id=418623602#418623602Fixed rate just ended so have dropped onto standard variable of 2% above the base rate, ie. 2.5%.Are any of the major lenders providing a more attractive standard variable than that? I assume any fixed rates aren't worth taking at the moment as theyThu, 14 Jan 2010 06:15:20 -0600